Dhanlaxmi Bank Reports Q4 Unaudited Results for June 30, 2026; Net Profit Stands at 2,491 Lakh
Dhanlaxmi Bank Limited announced its unaudited financial results for the quarter ending June 30, 2026. The bank reported a net profit of 2,491 lakh in the quarter, with Total Income reaching 48,425 lakh.The results were subjected to a limited review by M/s Sagar & Associates and M/s Abraham & Jose Chartered Accountants, who issued an unmodified report on the unaudited financial statements.
Financial Performance Highlights (Q4 FY26)
For the quarter ended June 30, 2026, Dhanlaxmi Bank recorded a Total Income of 48,425 lakh. The bank's interest expended stood at 27,174 lakh. Operating expenses for the period were reported at 16,106 lakh.The bank’s total expenditure (interest and operating expenses) amounted to 43,280 lakh. This resulted in an Operating Profit before provisions and contingencies of 5,145 lakh. After accounting for provisions and contingencies of 1.591 lakh, the Net Profit for the period was 2,491 lakh.
Key financial metrics for the quarter are detailed below:
| Particulars | Q4 Ended June 30, 2026 (Unaudited) | Q3 Ended March 31, 2026 (Unaudited) | Q4 Ended June 30, 2025 (Audited) | Q3 Ended March 31, 2026 (Audited) |
|---|---|---|---|---|
| Total Income | 48,425 lakh | 51,234 lakh | 40,706 lakh | 1,79,387 lakh |
| Net Profit | 2,491 lakh | 4,349 lakh | 1,218 lakh | 10,275 lakh |
Key Ratios and Asset Quality Indicators
The bank maintained a Capital Adequacy Ratio of 19.19% as of June 30, 2026. The analysis of asset quality indicates the following:| Metric | Value (Q4 Ended June 30, 2026) |
|---|---|
| Capital Adequacy Ratio (Basel III) | 19.19% |
| Gross NPA | 28,657 lakh |
| Net NPA | 7,261 lakh |
| % of Gross NPAs to Gross Advances | 1.82 |
| % of Net NPAs to Net Advances | 0.47 |
| Operating Margin | 10.62% |
| Net Profit Margin | 5.14% |
Segmental Results
The bank’s business operations were segmented across several categories, including Treasury, Retail Banking, and Corporate/Wholesale Banking.For the quarter ending June 30, 2026:
- Treasury: Generated a segment result of 890 lakh against a revenue of 7,575 lakh. Segment assets stood at 4,99,843 lakh.
- Retail Banking: Achieved a net result of 2,180 lakh, with revenue reaching 29,670 lakh. Segment assets were reported at 12,28,268 lakh.
- Corporate/Wholesale Banking: The segment generated 175 lakh in results against a revenue of 10,871 lakh.
Balance Sheet Status
As of June 30, 2026, the bank’s capital structure showed Capital at 39,470 lakh. Deposits stood at 19,40,405 lakh. The total assets recorded were 22,12,624 lakh.DHANBANK Stock Price Movement
As of 1:57 PM, shares of Dhanlaxmi Bank Limited are shedding value in live trading, slipping by 7.09% and currently standing at ₹31.71. The bank’s equity sees substantial selling activity, with 8.11 million shares transacted during the session.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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