Dhanlaxmi Bank Releases Audited Financial Results for FY26, Reports Net Profit of 10,275 Lakh
Dhanlaxmi Bank Limited has announced its audited financial results for the quarter and year ended March 31, 2026. The results were approved by the Bank’s Board of Directors at a meeting held on April 28, 2026.The Bank's Joint Statutory Auditors, M/s Sagar & Associates and M/s Abraham & Jose, issued a report confirming an unmodified opinion on the Audited Financial Results for the financial year ended March 31, 2026.
Financial Performance Summary
The audited financial statement results for the quarter and year ending March 31, 2026, detail the Bank's performance across multiple operational metrics.Based on the provided data (in Rs. in Lakhs), the total income for the year ended March 31, 2026, stood at 1,79,387, compared to 1,31,988 for the previous year.
The profitability metrics for the full year were as follows:
| Particulars | Quarter ended 31.03.2026 (Audited) | Year ended 31.03.2026 (Audited) | Quarter ended 31.03.2025 (Audited) | Year ended 31.03.2025 (Audited) |
|---|---|---|---|---|
| Total Income (1 + 2) | 51,234 | 1,79,387 | 39,371 | 1,48,908 |
| Interest Expended | 25,600 | 97,915 | 21,639 | 83,659 |
| Total Expenditure (4+5) | 39,867 | 1,57,759 | 35,503 | 1,39,398 |
| Operating Profit before provisions and contingencies (3-6) | 11,367 | 21,628 | 3,868 | 9,510 |
| Net Profit/Loss from Ordinary Activities after tax | 7,896 | 13,822 | 2,718 | 7,162 |
| Net Profit/Loss for the period (14) | 4,349 | 10,275 | 2,898 | 6,664 |
Segment Contribution
Segmentwise results showed that the combined Total Revenue for the year ended March 31, 2026, reached 1,79,387 Lakhs. The segment contribution to profitability highlights the following:| Segment | Quarter ended Mar-26 (Revenue) | Year ended Mar-26 (Revenue) | Quarter ended Mar-25 (Revenue) | Year ended Mar-25 (Revenue) |
|---|---|---|---|---|
| Treasury | 6,904 | 29,432 | 6,822 | 25,673 |
| Retail Banking | 34,077 | 1,10,093 | 20,422 | 86,171 |
| Corporate/Wholesale Banking | 9,318 | 37,817 | 11,180 | 35,537 |
| Other Banking Operations | 935 | 2,045 | 946 | 1,527 |
| Total Revenue | 51,234 | 1,79,387 | 39,370 | 1,48,908 |
The Segment Results (Net of Provisions) showed a total profit of 13,822 Lakhs for the year ended March 31, 2026.
Balance Sheet and Key Ratios
The Bank's financial position as of March 31, 2026, shows total assets of 21,23,766 Lakhs, up from 17,93,694 Lakhs in the previous year. The total capital and liabilities stood at 21,22,3766 Lakhs.Key performance indicators for the year ended March 31, 2026, include:
| Indicator | Value (31.03.2026) | Value (31.03.2025) |
|---|---|---|
| Capital Adequacy Ratio (Basel III) | 18.92% | 16.12% |
| Basic Earnings Per Share (EPS) | 2.60 | 2.37 |
| Gross NPA (in Lakhs) | 28,638 | 36,411 |
| Net NPA (in Lakhs) | 7,540 | 11,794 |
| Net Profit Margin | 5.73% | 4.48% |
The Bank's primary sources of funds show Deposits reaching 1,86,4288 Lakhs as of March 31, 2026, compared to 1,60,1345 Lakhs the previous year. The total assets increased significantly across the period.
The comprehensive audit report provided by the joint statutory auditors confirmed that the financial results give a true and fair view in conformity with the recognition and measurement principles generally accepted in India, including relevant provisions of the Banking Regulation Act, 1949, and guidelines issued by the Reserve Bank of India.
DHANBANK Stock Price Movement
As of 2:36 PM, Dhanlaxmi Bank Limited's shares are surging, gaining ₹4.20 to trade at ₹32.10, representing a strong 15.05% jump. The positive momentum is supported by heavy trading activity, with the stock processing a volume of 9.45 million shares.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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