City Union Bank Reports Q1 FY27 Results; Net Profit Stands at 34,237 Lakh

City Union Bank Reports Q1 FY27 Results; Net Profit Stands at 34,237 Lakh​

City Union Bank Limited announced its integrated Standalone Un-Audited Financial Results for the quarter ended June 30, 2026. The results reflect a net profit of 34,237.32 lakh, with the bank maintaining a Capital Adequacy Ratio (Basel III) of 27.73% as of the period.

The Bank reported total income of 222,457.44 lakh for Q1 FY27. The profitability metrics showed that interest expenditure was 116,485.10 lakh, and operating expenses totaled 48,315.02 lakh. After accounting for provisions and tax expenses, the Net Profit/Loss from Ordinary Activities after tax stood at 34,237.32 lakh.

Key Financial Highlights (Rs in Lakh)​

A summary of the key figures for Q1 FY27 compared to previous periods is provided below:

Asset Quality and Ratios​

For the quarter ended June 30, 2026, the bank's asset quality metrics included a Gross NPA of 36,974.70 lakh and a Net NPA of 41,051.98 lakh. The Gross NPA constituted 1.91% of Gross NPA, while the Net NPA was 0.61%.

Other key financial ratios for Q1 FY27 included:

• Capital Adequacy Ratio (Basel III): 27.73%
• Total Debt to Total Assets: 5.25%
• Net Worth: 109,052.31 lakh

Segment Performance Analysis​

The bank's performance across different operating segments during the quarter was tracked in terms of revenue and results.


The total income for the quarter remained consistent at 222,857 lakh across all periods. The bank's focus on retail banking contributed significantly to the overall results in Q1 FY27.

Other Disclosures and Notes​

Several additional operational notes were provided:

• Share Allotment: During the quarter, 43,166 equity shares were allotted as bonus equity shares to eligible holders by capitalizing the share premium.
• Lending Activities: Regarding RBI circulars on loan classification, the bank acquired loans not in default through assignment and did not acquire or transfer any Special Mention Accounts (SMA).
• Regulatory Penalties: The bank incurred a penalty of 10.10 lakh due to non-compliance with certain provisions of directions issued by RBI concerning Priority Sector Loan accounts and reporting Self Help Group (SHG) member level data, observed during an inspection on March 31, 2025.
• Investment Fluctuation Reserve: Following a directive from the Reserve Bank of India dated May 18, 2026, pertaining to investment portfolio operations, the bank discontinued maintaining the Investment Fluctuation Reserve (IFR), and the existing IFR amount of 165,67.99 lakh was transferred to General Reserve (Revenue and other Reserve) during the quarter.

CUB Stock Price Movement​

City Union Bank Limited shares surge as of 2:46 PM, rallying sharply by 8.41% to reach ₹240.08 in live trading. The stock registers a significant milestone after hitting its 52-week high amidst strong market interest, with over 7.14 million shares traded so far today.