Karur Vysya Bank Reports Q1 FY2026 Unaudited Results; Net Profit from Ordinary Activities Stands at 75,570 Million Rs.
Karur Vysya Bank Ltd has released its unaudited financial results for the quarter ended June 30, 2026. The results reflect key performance metrics across various business segments and demonstrate operational profitability for the bank.Financial Highlights and Income Analysis
The bank's statement of unaudited financial results shows a Total Income of 349,121 million Rs. for the quarter ended June 30, 2026 (Unaudited). This compares to 351,945 million Rs. in the previous reported quarter (Audited) and 301,580 million Rs. in the preceding unaudited quarter (Quarter ended June 30, 2025).Key figures related to income and expenditure for the period are as follows:
| Financial Metric | Qtr Ended Jun 30, 2026 (Unaudited) (Rs. In) | Qtr Ended Mar 31, 2026 (Audited) (Rs. In) | Qtr Ended Jun 30, 2025 (Unaudited) (Rs. In) | Year Ended Mar 31, 2026 (Audited) (Rs. In) |
|---|---|---|---|---|
| Total Income (1+2) | 349,121 | 351,945 | 301,580 | 1,315,867 |
| Interest Expended | 162,667 | 154,488 | 148,920 | 613,580 |
| Operating Expenses (i+ii) | 76,894 | 72,781 | 72,110 | 294,789 |
| Net Profit from Ordinary Activities | 75,570 | 72,496 | 52,145 | 251,033 |
Asset Quality and Financial Ratios
The bank maintains specific ratios detailing asset quality and capital adequacy. Gross NPA stood at 77,189 million Rs. for the quarter ended June 30, 2026, compared to 74,391 million Rs. in the previous audited quarter (Quarter ended March 31, 2026). Net NPA was recorded at 19,576 million Rs., and the percentage of Gross NPA stood at 0.74%.Performance ratios include:
- Capital Adequacy Ratio (Basel III): The ratio reported is 18.61% for the quarter ended June 30, 2026, compared to 18.76% in the prior audited quarter and 17.36% in the previous unaudited quarter.
- Return on Asset (annualised): The bank recorded a Return on Asset of 2.11%, up from 2.10% in the preceding audited quarter and 1.73% in the prior unaudited quarter.
- Debt to Equity Ratio: This ratio stood at 0.04, down from 0.06 in the previous unaudited quarter and 0.03 in the last completed year.
Segment Performance Summary
The bank's business segments include Treasury, Corporate/Wholesale banking, and Retail banking. The total operating profit before provisions and contingencies reached 109,560 million Rs. for the quarter ended June 30, 2026.Segment-wise profitability:
| Business Segment | Qtr Ended Jun 30, 2026 (Operating Profit) (Rs. In lakh) |
|---|---|
| Retail Banking | 75,913 |
| Corporate/Wholesale Banking | 22,748 |
| Treasury | 16,404 |
Retail banking, which constitutes the largest segment, reported an operating profit of 75,913 lakh Rs. This is significantly higher than the 55,780 lakh Rs. generated in the previous unaudited quarter (Quarter ended June 30, 2025). The bank's total net profit from ordinary activities totaled 75,570 million Rs.
Project Finance and Co-Lending Arrangements
Details regarding Project Finance loans for the quarter included:- Projects under implementation accounts at the end of the quarter stood at 33,68974 (in units).
- Out of these projects, 1,404 were identified as involving a resolution process where the Resolution plan was implemented.
In terms of Co-Lending Arrangements (CLAs), there are 9,703 in number across 1,021 partners. The amount of Gross Outstanding under CLAs is reported at 7038402 million Rs., with a weighted average rate of interest set at 18.56%. Performance of loans under CLA showed 98,515 million Rs. in standard loans against 3,680 million Rs. in non-performing loans.
KARURVYSYA Stock Price Movement
Shares of Karur Vysya Bank Limited slipped by 2.24% to settle at ₹301 today, closing down ₹6.95 from the previous close. The stock traded within a range of ₹296.15 and ₹312.5, with approximately 7.9 million shares being exchanged during the session.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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