Karur Vysya Bank Reports Q1 FY2026 Unaudited Results; Net Profit Stands at Rs 75,570 Lakh
Karur Vysya Bank Limited released its unaudited financial results for the quarter ended June 30, 2026. The results were reviewed by Joint Statutory Central Auditors M/s Kalyaniwalla & Mistry LLP and M/s Varma & Varma, who provided an unmodified conclusion based on their limited review report.The Bank reported a Net profit from ordinary activities after tax of Rs 75,570 lakh for the quarter ending June 30, 2026. Total income stood at Rs 349,121 lakh.
Financial Performance Highlights (Q ended 30-06-2026)
The unaudited results reflect strong operational performance across various aspects of the Bank's activities for the quarter. Key figures are as follows:| Metric | Value (Rs in Lakh) |
|---|---|
| Total Income | 349,121 |
| Operating Profit before Provisions and Contingencies | 109,560 |
| Net Profit from Ordinary Activities after Tax | 75,570 |
Asset Quality and Key Ratios
The Bank maintained specific ratios as of June 30, 2026. The Capital Adequacy Ratio (CAR) stood at 18.61%.The performance regarding asset quality metrics is detailed below:
| Metric | Q ended 30-06-2026 | Q ended 31-03-2026 (Audited) | Q ended 30-06-2025 |
|---|---|---|---|
| Gross NPA | 77,189 | 74,391 | 59,260 |
| Net NPA | 19,576 | 18,621 | 17,026 |
| % of Gross NPA | 0.74% | 0.75% | 0.66% |
| Return on Asset (annualised) (%) | 2.11% | 2.10% | 1.73% |
Segment Reporting and Structure
The results for the quarter were broken down across several business segments, including Treasury, Corporate/Wholesale banking, Retail banking, and Other banking operations. The total segment revenue recorded was Rs 349,121 lakh.Retail banking, a major component of the Bank's portfolio, generated a significant portion of the income. Net profit from ordinary activities for the retail banking segment stood at 75,913 lakh. The total segment assets amounted to Rs 14,436,410 lakh.
The breakdown of segment results and resources is presented in the table below:
| Business Segment | Income (Rs in Lakh) | Operating Profit (Rs in Lakh) |
|---|---|---|
| Treasury | 56,411 | 16,404 |
| Corporate/Wholesale banking | 64,629 | 22,748 |
| Retail banking | 225,113 | 75,913 |
| Other banking operations | 2,968 | 2,382 |
The Bank's financial strength is reflected in its total segment assets of Rs 14,436,410 lakh. The Segment liabilities stood at Rs 7,168,351 lakh for the quarter ended June 30, 2026.
Auditor's Limited Review Conclusion
The Joint Statutory Central Auditors M/s Kalyaniwalla & Mistry LLP and M/s Varma & Varma issued a limited review report on the unaudited financial results. The auditors concluded that nothing has come to their attention which causes them to believe that the Statement, prepared in accordance with relevant accounting standards and guidelines, contains any material misstatement.KARURVYSYA Stock Price Movement
As of 2:35 PM, shares of Karur Vysya Bank Limited are slipping by 0.53% in live trading, currently priced at ₹308.15. The equity sheds ₹1.65 during the session, with over 1.9 million shares traded today.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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