Bank of India Reports Q1 FY27 Results with Net Profit After Tax
Bank of India has announced its Unaudited Financial Results for the quarter ended June 30, 2026. The results reflect a net profit after tax from ordinary activities and provide insights into the bank’s operational segments and risk management indicators.Consolidated Financial Highlights
For the consolidated operations, Bank of India reported Net Profit / (Loss) from Ordinary Activities after tax amounting to 3,08,776 Lakh. The institution generated a total income of 9,05,262 Lakh, against which it recorded total expenses of 4,11,745 Lakh.The performance metrics for the consolidated operations show that the Bank achieved a profitability ratio of 22.24% and a net profit margin of 13.51%.
Operational Segmental Breakdown
Bank of India’s business segments during the quarter were defined across Treasury Operations, Wholesale Banking Operations, and Retail Banking Operations (which includes Digital Banking).The revenue generated by the bank in Q1 FY27 included:
- Retail Banking Operations generating 9,05,279 Lakh.
- Wholesale Banking Operations generating 8,30,124 Lakh.
Geographically, the consolidated operations reported a total income of 9,05,262 Lakh from domestic sources and 22,85,286 Lakh from international sources.
Financial Metrics Snapshot (Consolidated)
Key financial indicators for the quarter ended June 30, 2026, compared to the quarter ended March 31, 2026, are detailed below:| Metric | Q Ended June 30, 2026 (Lakh) | Q Ended March 31, 2026 (Lakh) |
|---|---|---|
| Total Income | 9,05,262 | 77,05,575 |
| Net Profit / Loss from Ordinary Activities after tax | 3,08,776 | 22,64 |
| Consolidated Total Assets | 3,40,92,436 | 3,67,52,781 |
Risk Management and Fraud Details
The bank reported a Provision Coverage Ratio (including Technical written off accounts) of 93.83% as of June 30, 2026, up from 93.57% recorded on March 31, 2026.Regarding fraud management, the Bank reported 35 frauds during the quarter ended June 30, 2026. These frauds involved an aggregate amount of 855.01 Crore, and a provision was made amounting to 326.73 Crore.
Segment Information (Q Ended June 30, 2026)
Financial results across various segments included:- Treasury Operations generating 9,05,262 Lakh in income.
- Wholesale Banking Operations registering 8,30,124 Lakh.
- Retail Banking Operations accounting for 9,05,279 Lakh.
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Note: All financial figures are reported in Lakh unless otherwise specified in the source document.
BANKINDIA Stock Price Movement
Today, Bank of India shares edged higher to close at ₹142.62, posting a 0.35% gain as the market settled. The stock saw considerable activity during trading, with a total volume recorded around 7.64 million shares.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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