DCB Bank Records Net Profit of 213.20 Crores for Q1 FY26
DCB Bank Limited announced its unaudited financial results for the quarter ended June 30, 2026. The Bank reported a Net Profit from Ordinary Activities after tax of 213.20 crore for the period, with Total Income reaching 2,180.64 crore.The strong performance was reflected across various segments, although the Bank maintained cautious management of asset quality and capital metrics as of June 30, 2026. The results were approved by the Board of Directors at its meeting held on July 24, 2026.
Financial Highlights
For the quarter ending June 30, 2026, DCB Bank generated a Total Income of 2,180.64 crore, against which an Interest Expended of 1,300.36 crore was recorded. The operating expenses for the quarter stood at 536.24 crore.Net Profit from Ordinary Activities after tax for the quarter was 213.20 crore, matching the Net Profit for the period.
Key financial and operational ratios as of June 30, 2026 include:
| Metric | Value |
|---|---|
| Gross NPAs to Gross Advances | 2.43% |
| Net NPAs to Net Advances | 0.84% |
| Return on Assets (Annualised) | 0.96% |
| Net Worth | 6,216.54 crore |
| Total Debt to Total Assets | 5.66% |
Segmental Performance Review
The Bank’s revenue generation was diversified across its operating segments. The Retail Banking segment remained the largest contributor, recording a revenue of 1,844.29 crore in the quarter. Treasury Operations generated a revenue of 490.21 crore, while Corporate/Wholesale Banking contributed 149.65 crore to the total income.The profitability for these segments was as follows:
| Segment | Revenue (cr) | Profit before Tax (cr) |
|---|---|---|
| Retail Banking | 1,844.29 | 191.14 |
| Treasury Operations | 490.21 | 12.20 |
| Corporate/Wholesale Banking | 149.65 | 43.34 |
Asset Quality and Provisions
As on the close of the quarter, the Bank reported Gross Non-Performing Assets (NPAs) totaling 1,481.74 crore and Net NPAs amounting to 504.34 crore. The proportion of gross NPAs to gross advances stood at 2.43%.The financial results reflect that the Bank has made provisions for standard assets in addition to those required for Non-Performing Assets (NPAs) and investments. Floating Provision on advances as of June 30, 2026, was recorded at 210.23 crore.
Corporate Activities
During the quarter ended June 30, 2026, DCB Bank allotted 175,650 shares through the exercise of stock options by certain employees. The Bank also reported that it has not transferred any non-performing assets (NPAs) or any Special Mention Accounts (SMA) and loan not in default.DCBBANK Stock Price Movement
DCB Bank Limited shares shed 1.26% in post-market trading, settling today at ₹187.33 following a decline of ₹2.39 from its previous close. The equity saw substantial activity, with a reported volume of 1.03 million shares traded throughout the session.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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