Bank of India Posts Strong Q1 Results, Reporting Net Profit of 3,30,258 Lakh in Consolidated Segment

Bank of India Posts Strong Q1 Results, Reporting Net Profit of 3,30,258 Lakh in Consolidated Segment​

Bank of India has released its Unaudited Financial Results for the first quarter ending June 30, 2026. The results indicate solid performance across both standalone and consolidated entities. The Bank recorded a net profit of 3,30,258 lakh in the consolidated segment, while the standalone entity reported a net profit of 3,06,790 lakh for the quarter.

The reviewed financial statements encompass data from domestic and international operations, providing insights into the Group's overall health and operational efficiency.

Financial Highlights (Consolidated)​

Bank of India achieved a Total Income of 22,71,228 lakh in the consolidated segment for the quarter ended June 30, 2026. The Bank maintained key capital ratios, reporting a Capital Adequacy Ratio (Basel III) of 19.28% and a CET 1 ratio of 16.59%.

The institution maintained healthy asset quality indicators, with the Gross Non-Performing Assets (NPA) standing at 1.81%, and the Net NPA percentage reported at 0.51%.

Key financial metrics for both standalone and consolidated results are summarized below:

Performance by Business Segment​

The Bank's operations are divided across various segments, including Treasury Operations, Wholesale Banking Operations, and Retail Banking Operations. The segment performance metrics show strong profitability in the retail banking division.

For the quarter ended June 30, 2026, the segment results reported are as follows:


The consolidated segment assets stood at 12,09,32,371 lakh. The total asset figures for the quarter remained steady across domestic and international operations, with the combined figure reaching 11,93,20,004 lakh.

Geographical Revenue Breakdown​

The Bank's revenue streams are broadly categorized into Domestic and International segments.

A summary of the revenue performance is presented below:

Risk and Capital Management Details​

The Bank maintained a Debt-Equity ratio of 0.71 in the reviewed segment for Q1 FY2026 (the previous quarter’s figure was 0.78). The total debt to total assets ratio stood at 9.67%.

Details regarding the loan portfolio and regulatory compliance also were provided, noting that the Bank holds a 100% provision on the aggregate outstanding value of 2,905.30 crore in respect of RBI referred NCLT accounts as on June 30, 2026.

The bank also reported the following regarding frauds:

• Number of frauds reported was 35.
• The amount involved in fraud was 855.01 Crore.
• A provision of 326.73 Crore has been made for such frauds, and the Bank is holding 100% provision.

BANKINDIA Stock Price Movement​

Today, shares of Bank of India edged higher in the post-market session, settling at ₹142.62 after gaining 0.35%. The stock saw notable trading volume during the day, with over 7.64 million shares accounted for.