Muthoot Finance Reports Record Financial Results for FY26; Consolidated Profit Rises 98%
Muthoot Finance Limited announced its audited financial results for the quarter and year ended March 31, 2026. The Group reported significant growth across its key verticals, reaching historic milestones in both loan portfolio size and profitability.The Group’s consolidated performance demonstrated robust growth, with Consolidated Loan Assets Under Management (AUM) growing 49% year over year (YoY) to ₹ 1,81,916 crores as of March 31, 2026. Furthermore, the Consolidated Profit after Tax saw an impressive increase of 98% YoY, reaching ₹ 10,607 crores.
On a standalone basis, the Company achieved a Standalone Loan AUM of ₹ 1,62,826 crores as on March 31, 2026, reflecting a 50% YoY increase. The Standalone Profit after Tax also posted a strong growth of 95% YoY, totaling ₹ 10,134 crores.
Gold Loan Portfolio Growth
The gold loan segment marked another high point of growth for the Group. The Consolidated Gold Loan AUM reached a historic high of ₹ 1,65,030 crores, marking a 54% YoY increase. The Standalone Gold Loan AUM stood at ₹ 1,54,084 crores, up by 50% YoY.The Group also reported a significant increase in gold loan advances to new customers. For the year, gold loan advances to 17,71,094 new customers totaled ₹ 29,347 crores, a 34% YoY rise.
Consolidated Financial Highlights (Rs. in Crores)
The financial performance metrics for the Group show sustained upward trends across the fiscal year:| Financial Performance Metric | FY26 | FY25 | YoY% |
|---|---|---|---|
| Consolidated Gross Loan AUM of the Group | 181,916 | 122,181 | 49% |
| Consolidated Profit of the Group | 10,607 | 5,352 | 98% |
| Group Branch Network | 7,568 | 7,391 | 2% |
The following table details the quarterly and annual financial performance data:
| Financial Performance | Q4 FY26 | Q3 FY26 | QoQ% | Q4 FY25 | YoY% | FY26 | FY25 | YoY% |
|---|---|---|---|---|---|---|---|---|
| Consolidated Gross Loan AUM of the Group | 181,916 | 1,64,720 | 10% | 122,181 | 49% | 181,916 | 122,181 | 49% |
| Consolidated Profit of the Group | 3,397 | 2,823 | 20% | 1,444 | 135% | 10,607 | 5,352 | 98% |
Key Subsidiary Performance
The Group's subsidiaries also reported substantial growth figures:Muthoot Homefin (India) Ltd
The subsidiary saw a 17% YoY increase in Loan AUM, reaching ₹ 3,485 crores in FY26, compared to ₹ 2,985 crores in FY25. Total Revenue climbed 34% YoY to ₹ 446 crores, while Profit After Tax rose 15% YoY to ₹ 45 crores.
Muthoot Money Ltd
Muthoot Money Ltd demonstrated explosive growth, reporting a 151% YoY increase in Loan AUM, hitting ₹ 9,794 crores in FY26 (up from ₹ 3,903 crores in FY25). Total income saw a 201% YoY increase, reaching ₹ 1,294 crores. Profit after tax increased dramatically by 2679% YoY to ₹ 338 crores.
Asia Asset Finance PLC, Sri Lanka
The Sri Lankan subsidiary reported a 57% YoY increase in Loan AUM, standing at LKR 4,918 crores in FY26 (up from LKR 3,133 crores in FY25). Profit after tax rose 135% YoY to LKR 104 crores, and the branch network expanded by 15% YoY to 115 branches.
Other Subsidiaries' Contributions
Financial performance for other major subsidiaries included:
- Belstar Microfinance Limited: The company opened 81 gold loan branches in FY26, bringing total branches to 1,312. Loan AUM for FY26 was ₹ 8,222 crores.
- Muthoot Insurance Brokers Pvt. Limited: Total premium collection amounted to ₹ 456 crores in FY26, and Total Revenue stood at ₹ 136 crores.
- Muthoot Finance Ltd.
Detailed Standalone Results
For Muthoot Finance Ltd., standalone results showed a profit after tax of ₹ 10,134 crores in FY26, marking a 95% YoY increase from ₹ 5,201 crores in FY25. The Loan AUM stood at ₹ 1,62,826 crores in FY26, registering a 50% YoY growth.The financial metrics for the standalone entity are summarized below:
| Particulars (Rs. in Crores) | Q4 FY26 | Q3 FY26 | Q4 FY25 | FY26 | FY25 |
|---|---|---|---|---|---|
| Total Income | 8,194 | 7,253 | 4,874 | 27,600 | 17,135 |
| Profit After Tax | 3,086 | 2,656 | 1,508 | 10,134 | 5,201 |
| Loan Assets | 162,826 | 1,47,552 | 108,648 | 1,62,826 | 108,648 |
| Branches | 4,968 | 4,970 | 4,855 | 4,968 | 4,855 |
MUTHOOTFIN Stock Price Movement
Today, Muthoot Finance Limited shares edged higher to close at ₹3531.10, finishing the session with a gain of 0.49%. The stock saw considerable interest today, recording a total traded volume of 603,907 shares.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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