LIC Housing Finance Reports Q1 Results for FY27, Citing 21.06% Net Profit Margin on Standalone Basis
LIC Housing Finance Limited announced its unaudited financial results for the first quarter of fiscal year 2026-2027 (Q1 FY27), which ended on June 30, 2026. The Company's management reported steady performance across key metrics, with the consolidated entity showing a Net Profit After Tax of 1,499.03 Crore for the quarter.Financial Performance Highlights
The unaudited standalone financial results showed robust revenue generation and profitability, while the consolidated figures reflected the activities of the wider group structure.Key operating metrics for LIC Housing Finance Limited (Standalone) and the Group (Consolidated) are summarized below:
| Metric | Q1 FY26/27 (Jun 30, 2026) | Q4 FY25/26 (Mar 31, 2026) | Q1 FY25/26 (Jun 30, 2025) |
|---|---|---|---|
| Revenue from Operations | 7,062.45 Cr | 7,076.80 Cr | 7,169.32 Cr |
| Profit After Tax | 1,488.32 Cr | 1,497.41 Cr | 1,359.92 Cr |
| Total Comprehensive Income | 1,482.17 Cr | 1,517.30 Cr | 1,359.93 Cr |
The consolidated results of the Company and its subsidiaries for the quarter ended June 30, 2026, showed:
- Total Revenue from Operations: 7,082.59 Crore.
- Profit After Tax attributable to Owners of the company: 1,499.03 Crore.
- Earnings Per Share (EPS) Basic and Diluted: 27.25 and 27.25, respectively.
The standalone results revealed that Net Profit Margin stood at 21.06%, while Gross Non Performing Assets (GNPA) were recorded at 2.14% and Net Non Performing Assets (NNPA) were at 1.12%. The Liquidity Coverage Ratio was reported at 219.86%.
Operational Updates in Project Finance
Disclosures regarding project finance for the quarter ended June 30, 2026, indicated active management of projects under implementation. At the start of the quarter, there were 86 accounts under implementation with a total outstanding balance of 1,939.95 Crore.During the reporting period, 12 new projects were sanctioned, totaling 228.95 Crore. Two projects achieved DCCO (Debt Coverage Certificate Order), amounting to 32.77 Crore. These figures brought the total accounts under implementation at the end of the quarter to 85, with an outstanding balance of 2,183.38 Crore.
Asset Management and Loan Transfers
During the quarter, the Company executed a transfer of stressed loans. Details concerning this transfer are as follows:| Particulars | To ARCs (AMC) | To Permitted Transferees |
|---|---|---|
| Number of Accounts | 2 | — |
| Aggregate Principal Outstanding | 180.32 Crore | — |
| Net Book Value of Loans Transferred | 72.24 Crore | — |
| Aggregate Consideration Realized | 140.00 Crore | — |
The Company also maintained a security cover ratio for its listed non-convertible debt securities (NCD) as at June 30, 2026, which stood at 1.23 times.
Summary of Key Financial Data and Ratios
| Metric | Standalone Value (Jun 30, 2026) |
|---|---|
| Debt Equity Ratio | 6.59 |
| Net Worth | $42,807.71 Crore |
| Operating Margin (%) | N/A |
| Net Profit Margin (%) | 21.06% |
| Gross Non Performing Assets (GNPA) (%) | 2.14% |
| Liquidity Coverage Ratio (%) | 219.86% |
LICHSGFIN Stock Price Movement
Shares of LIC Housing Finance Limited slipped by 2.21% on Thursday, settling at ₹540.90 after shedding ₹12.25 from the previous close. The equity posted total traded volume of 1.51 million shares during the session.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
The information provided is for general informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any securities. Readers are advised to rely on their own assessment and judgment and consult appropriate financial advisers, if required, before taking any investment-related decisions.
Any views, opinions, or statements expressed, where applicable, are those of the respective analysts or experts and do not reflect the views of this website. The website has no association with such viewpoints and does not assume any responsibility for them.