Shriram Finance Reports Strong Q1 FY27 Results; Net Profit Rises 59%

Shriram Finance Reports Strong Q1 FY27 Results; Net Profit Rises 59%​

Shriram Finance Limited (SFL) announced robust unaudited financial results for the first quarter of fiscal year 2027, which ended on June 30, 2026. The company reported a significant surge in profitability and continued growth in its Assets under Management (AUM), solidifying its position as a leading retail asset financing Non-Banking Finance Company (NBFC).

The Board of Directors approved the results on July 24, 2026, reviewing both the standalone and consolidated financial statements. Key performance indicators demonstrated substantial improvement compared to the same period in the previous fiscal year.

Standalone Financial Highlights​

For the quarter ended June 30, 2026, SFL reported a Net Profit After Tax (PAT) of 3,444.56 crores, marking a 59.79% increase from the PAT of 2,155.73 crores in Q1 FY26. Total income for the quarter stood at 13,412.11 crores, up from 11,541.76 crores.

The company saw a marked increase in its core lending operations, with Net Interest Income rising by 33.67% to reach 8,055.70 crores, compared to 6,026.43 crores in the corresponding period last year. Earnings per share (EPS) increased by 29.41%, reaching 14.83 against 11.46 in Q1 FY26.

Portfolio Strength and AUM Growth​

On a broader scale, SFL’s Assets under Management (AUM) as of June 30, 2026, reached Rs 3,137,983.9 million, reflecting a 15.26% increase compared to Q1 FY26. The company continues to demonstrate prudent risk management within its portfolio.

The financial results showed that the Gross Non-Performing Assets (NPA) ratio stood at 4.64%, with the Net NPA ratio recorded at 2.33%. The provision coverage ratio for NPAs was maintained at a healthy level of 50.99%. These metrics underscore effective asset quality management during the quarter.

The company’s financial stability remains strong, as reflected in its credit ratios. The Debt to Equity ratio stood at 2.14. Furthermore, the security cover available against secured non-convertible debentures was determined to be 1.09 times, indicating sound collateral backing for the debt instruments.

Consolidated and Operational Update​

Reviewing the consolidated results, SFL reported a Net Profit After Tax from continuing operations amounting to 3,452.77 crores. The company’s primary business remains focused on financing, operating within a single domestic geographical segment, with no separate reportable segments identified as per Ind AS 108.

The results reflect that the proceeds from the preferential issue of non-convertible debentures (NCDs), which amounted to Rs 39,617.98 crores and was raised on April 8, 2026, have been utilized without any deviation or variation for the quarter ended June 30, 2026.

The Group’s balance sheet health also showed continued improvement, with Net Worth reported at Rs 108,520.62 crores for the quarter.

Key Financial Metrics Summary (Standalone Q1 FY27)​

The following table provides a summary of key standalone performance metrics for Shriram Finance Limited for the first quarter ended June 30, 2026:


The results were reviewed and approved by the Audit Committee and the Board of Directors in their respective meetings held on July 24, 2026.

SHRIRAMFIN Stock Price Movement​

As of 1:57 PM, shares of Shriram Finance Limited are slipping by 0.46% in live trading, having shed ₹4.70 and currently trading at ₹1021.1. The stock has seen significant activity, with over 5.7 million shares traded today.