HUDCO Reports Robust Q1 Results for FY27; Net Profit Rises 35%

HUDCO Reports Robust Q1 Results for FY27; Net Profit Rises 35%​

Housing and Urban Development Corporation Limited (HUDCO), a Navratna CPSE, has reported strong financial results for the quarter ended June 30, 2026. The company demonstrated sustained growth across all operational metrics while maintaining excellent asset quality.

The Q1 results reflect substantial performance increases in key areas, with Net Profit rising by 35%. HUDCO recorded a Loan Book of ₹1,73,122.87 Cr, up from 1,34,410 Cr in the previous year's corresponding period. Furthermore, loan sanctions increased significantly to ₹65,485 Cr, compared to ₹34,224 Cr.

Key Financial Highlights and Performance Metrics​

HUDCO’s operational revenue grew by 27%, reaching ₹3,717.17 Cr from ₹2,937.31 Cr in the prior period. The company maintained strong financial health metrics. Gross Non-Performing Assets (GNPA) stood at 0.96%, while Net NPA was recorded at 0.0483%.

The company’s balance sheet strength is highlighted by a Capital Adequacy Ratio (CAR) of 39.41% and a Provision Coverage Ratio (PCR) of 95.06%, indicating strong risk protection. The Gross NPA figure places HUDCO among industry leaders, operating below 1%.

Financing Infrastructure for Viksit Bharat​

HUDCO continues to play a pivotal role in national development by financing crucial infrastructure projects and supplementing Government of India initiatives such as PMAY 2.0, Smart City, AMRUT, and Swachh Bharat Mission. The company's financial activities are broadly divided into Urban Infrastructure and Affordable Housing portfolios.

A significant portion of the Q1 funding was directed towards urban infrastructure. A detailed look at financing allocations reveals the following:


Collectively, Clean Water & Sanitation received ₹33,987.56 Cr in sanction, covering over 317 ULBs and 2,14,039 households, establishing a 1,839.27 km sewer network. Road Infrastructure was sanctioned at ₹158.28 Cr for a total of 85.76 KM.

Borrowing Profile and Risk Management​

HUDCO maintains a prudent borrowing profile across various financial instruments. The current borrowings are managed through a judicious mix of Domestic and International sources, including Bonds (39.87%), Bank Loans (46.74%), and Refinance (2.99%).

A comprehensive view of the company's debt structure includes:


The firm also reports that 98.98% of its loan book consists of loans to the Government and its agencies, with a majority of these government-guaranteed loans. The company committed a portion of capital for ESG initiatives during Q1 FY27, with CSR Expenditure recorded at "10.03 Cr."

Corporate Governance and Sustainable Finance​

HUDCO has implemented robust governance frameworks, including a Board-approved ESG Policy, effective stakeholder engagement, and a structured grievance mechanism that achieved 100% timely resolution of grievances. The company also maintains strong vigilance mechanisms and a Whistle Blower policy. HUDCO is committed to sustainable finance, dedicating efforts towards building "A Sustainable Tomorrow" through focused environmental and social initiatives.

HUDCO Stock Price Movement​

Housing & Urban Development Corporation Limited shares climbed in the post-market session today, gaining 3% to settle at ₹202.16. The stock experienced robust trading activity as nearly 3.85 million shares were transacted during the day.