Regency Fincorp Reports Robust Q1 FY27 Results; Secured Loan Book Grows 45% as Digital Lending Platform Gains Traction

Regency Fincorp Reports Robust Q1 FY27 Results; Secured Loan Book Grows 45% as Digital Lending Platform Gains Traction​

Zirakpur, July 20, 2026: Regency Fincorp Limited, a specialized NBFC providing customer-centric financial solutions, announced its unaudited financial results for the quarter ended June 30, 2026. The company reported resilient performance driven by portfolio expansion, disciplined risk management, and the successful scaling of its digital lending platform.

The Q1 FY27 results highlight significant growth across various metrics, including total income and profit after tax, as the NBFC continues to focus on strengthening its secured lending franchise and expanding its operational ecosystem.

Key Financial Performance Metrics​

Regency Fincorp's consolidated unaudited financial results for Q1 FY27 showed substantial year-on-year growth compared to Q1 FY26. The performance metrics are detailed below:


The company's Asset Under Management (AUM) stood at 345.2 INR crores in Q1 FY27, up from 181.9 INR crores in Q1 FY26. Efficiency ratios also showed improvement:

Strategic Growth and Portfolio Quality​

The company reported strong progress, which was underpinned by robust growth in the secured lending franchise and expansion of digital lending capabilities. Regency Fincorp successfully launched its digital lending platform, Cash My Salary, and built a digital loan portfolio worth approximately INR23.4 crore within the first quarter.

Key operational highlights include:

• Secured loan book grew by 45% during the quarter, increasing from roughly INR159.5 crore as of March 2026 to INR230.1 crore as of June 2026. This expansion reflects the strategic focus on building a high-quality, collateral-backed lending portfolio.
• The company committed to prudent risk management by reducing unsecured loan exposure from 26% to 18%.
• Regency Fincorp strengthened its liquidity and funding profile during FY27 by successfully raising ₹110 crore through Listed NCDs and term loans from banks. Furthermore, the Board approved the issuance of up to ₹25 crore of privately placed Listed NCDs, enhancing financial flexibility.

Management Perspective​

Commenting on the quarter's performance, Gaurav Kumar, Managing Director of Regency Fincorp Limited, stated that the company began FY27 strongly, with significant progress across strategic priorities.

"The substantial growth in our secured lending portfolio, successful launch of Cash My Salary, and continued improvement in portfolio quality reflect the strength of our execution capabilities," Mr. Kumar said. "We expanded our secured loan book by 45% to ₹230 crore while reducing unsecured lending share from 26% to 18%, demonstrating a commitment towards building a resilient, high-quality loan portfolio."

Mr. Kumar added that the digital lending initiative has gained encouraging traction rapidly. He concluded by noting that with its growing secured franchise and enhanced digital capabilities, Regency Fincorp is confident in accelerating its growth while maintaining financial discipline for all stakeholders.

Regency Fincorp Limited operates as a NBFC committed to driving financial inclusion through accessible credit solutions and customer-centric innovation for retail customers, MSMEs, and emerging businesses.

Stock Price Movement​

Regency Fincorp Ltd settled at ₹46.36 today, as shares recorded a 1.20% gain. The stock moved within an intraday range that stretched from a low of ₹43.53 to a high of ₹47.75.