HDB Financial Services Reports Q1 Results: Total Revenue Reaches 49,379 Million; Net Profit Stands at 7,852 Million
HDB Financial Services Ltd has released its unaudited financial results for the quarter ended June 30, 2026. The company reported a total revenue from operations of 49,379 million and achieved a net profit for the period of 7,852 million. These results were reviewed by the Joint Statutory Auditors and approved by the Board of Directors.The financial performance showed steady growth across key metrics. For the quarter ended June 30, 2026, Total Revenue from operations stood at 49,379 million, compared to 44,654 million in the same quarter of 2025 and 47,454 million for the preceding quarter (March 31, 2026).
Financial Highlights Q ended June 30, 2026
The company's key financial indicators were tracked across the reporting periods. The results are summarized below:| Particulars | Quarter ended Jun 30, 2026 (Unaudited) | Quarter ended Mar 31, 2026 (Audited) | Quarter ended Jun 30, 2025 (Unaudited) | Year ended Mar 31, 2026 (Audited) |
|---|---|---|---|---|
| Revenue from Operations | 49,379 million | 47,454 million | 44,654 million | 184,297 million |
| Total Expenses | 38,828 million | 37,342 million | 37,329 million | 150,434 million |
| Profit Before Tax (PBT) | 10,551 million | 10,112 million | 7,325 million | 33,863 million |
| Total Net Profit for the Period/Year | 7,852 million | 7,506 million | 5,677 million | 25,438 million |
Financial Ratios and Health Metrics
The company maintains a healthy financial standing. Key ratios as of June 30, 2026, include:| Ratio/Metric | Jun 30, 2026 (Unaudited) | Mar 31, 2026 (Audited) | Jun 30, 2025 (Unaudited) |
|---|---|---|---|
| Networth | 2,03,324 million | 1,97,210 million | 1,77,659 million |
| Debt-Equity Ratio | 5.02 times | 5.03 times | 5.30 times |
| Current Ratio | 1.29 | 1.29 | 1.16 |
| Net Profit Margin | 15.90% | 15.82% | 12.72% |
| Capital Adequacy Ratio | 21.29% | 21.40% | 20.18% |
Operational Segments and Business Activities
HDB Financial Services Ltd operates primarily through two business segments: Lending business and BPO services. The company reported the following operational figures for the quarter ended June 30, 2026:| Segment / Metric | Jun 30, 2026 (Unaudited) | Mar 31, 2026 (Audited) | Jun 30, 2025 (Unaudited) |
|---|---|---|---|
| Lending Business Revenue | 46,250 million | 44,519 million | 41,615 million |
| BPO Services Revenue | 3,129 million | 2,935 million | 3,039 million |
| Total Income from Operations | 49,379 million | 47,454 million | 44,654 million |
| Lending Business PBT | 10,451 million | 10,048 million | 7,336 million |
The company is classified as an upper layer NBFC-LII. The results adhere to the standards of Interim Financial Reporting (Ind AS 34).
Financing and Utilization of Proceeds
Debt Funding:HDB Financial Services Ltd successfully utilized proceeds from various Non-Convertible Debt (NCD) issuances in private placements during the quarter, with no deviations reported. Funds were raised through multiple tranches between April and June 2026 across different instruments, totaling commitments including an initial 300 crore NCD, followed by subsequent issuances amounting up to 1,000 crore of NW and NCDs in total during the period.
Equity Funding:
Regarding equity capital raised through IPO, the company confirmed that there was no deviation or variation in the utilization of funds for the quarter ended June 30, 2026. The original objectives for the funding, including augmenting the capital base for future lending and estimating IPO expenses, were met.
Security Cover:
As of June 30, 2026, the company maintained a security cover available in respect of secured non-convertible debt securities standing at 1.04. The asset cover for unsecured non-convertible debt securities was reported at 3.04.
Other Key Disclosures
The company confirmed that it has not transferred any Non-Performing Assets (NPAs) or any loans not in default during the quarter, nor has it acquired any stressed loans. Furthermore, as of June 30, 2026, the quantum for Co-Lending Arrangements (CLAs) stood at 7.574 billion rupees, with a weighted average rate of interest at 26.06%.HDBFS Stock Price Movement
Today, shares of HDB Financial Services Limited edged higher, settling at ₹751.70 after the stock gained 1.52%. The equity saw a robust volume of 406,750 shares traded during the session.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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