Finkurve Financial Services Reports Strong Q1 FY27 Results; AUM Grows 134.5% as PAT Rises 65.8%

Finkurve Financial Services Reports Strong Q1 FY27 Results; AUM Grows 134.5% as PAT Rises 65.8%​

Mumbai, August 13, 2026: Finkurve Financial Services Limited (NSE: FINKURVE; BSE: 508954), a leading Tech-first Gold Loan NBFC, announced robust financial performance for the quarter ended June 30, 2026. The company reported significant growth across key metrics, highlighted by Asset under Management (AUM) increasing by 134.5% year-over-year to INR 1,270.4 Cr, while Profit After Tax (PAT) grew by 65.8% year-over-year.

Financial and Operational Highlights​

The Q1 FY27 results reflected strong performance across the company’s core business segments. Total income increased by 89.37% YoY, moving from INR 40.04 Cr in Q1 FY26 to INR 75.82 Cr in Q1 FY27. Asset quality remained well-managed, with Gross Non-Performing Assets (NPA) reported at 0.54% and Net NPA standing at 0.48%. The Capital Adequacy Ratio stood at a healthy 26.6%.

The company’s operational footprint expanded considerably during the quarter. The branch network grew from 83 to 118 branches YoY, while the number of active Gold Loan (GL) customers as of June 30, 2026, reached 31,522.

A snapshot of the key financial figures for Q1 FY27 is presented below:

Key Metrics and Financial Ratios​

The growth in AUM was a major contributor to the results. The company’s AUM expanded from INR 541.8 Cr to INR 1,270.4 Cr (including off Book AUM of INR 38 Cr). Operational metrics showed improvements across profitability and asset management:


Further detailed financial data points for Q1 FY27 and Q1 FY26 are provided in the table below:

Strategic Developments and Governance​

Beyond the financial results, Finkurve Financial Services Limited announced several strategic enhancements during the quarter. The company successfully onboarded Franklin Templeton as its first AIF investor through an issuance of INR 50 crore NCD.

The leadership team also saw key appointments reinforcing the commitment to disciplined growth and governance. Mr. Rajendran Chinna Veerappan was appointed as an Additional Director (Non-Executive, Non-Independent). Furthermore, the company strengthened its architecture by appointing Mr. Raju Shah as Chief Risk Officer and Mr. Husain Pittalwala as Head of Compliance.

Management Commentary​

Commenting on the Q1 FY27 performance, Executive Director Mr. Priyank Kothari stated that the results reflect continued momentum in their growth journey. He noted that the expansion of the gold loan franchise was supported by scaling up the technology-enabled branch network.

Mr. Kothari emphasized maintaining a disciplined approach to asset quality and capital management. "Profit After Tax grew 65.8% YoY to INR 8.4 Cr," he said. The company aims to continue expanding its presence in the gold loan market, strengthening its technology-led operating model, and improving branch productivity while pursuing growth with prudent risk management.

Company Overview​

Finkurve Financial Services Limited (Arvog) is a non-banking financial company (NBFC), registered as a middle-layer, non-deposit-taking entity. Established in 1984, the company operates primarily within the gold loan segment, positioning itself as a leading specialized NBFC. Finkurve also offers personal and SME loans through fintech partnerships. The company maintains a strategic tie-up with Augmont Goldtech, India's largest fully integrated gold platform.

FINKURVE Stock Price Movement​

Today, shares of Finkurve Financial Services Limited edged higher to close at ₹62.83, achieving a solid gain of 4.25% in post-market trading. The stock traded within the day's range of ₹59.7 to ₹67, with a total traded volume reaching 227,346 shares.