Equitas Small Finance Bank Reports Comprehensive Business Responsibility and Sustainability Metrics for FY 2025-26

Equitas Small Finance Bank Reports Comprehensive Business Responsibility and Sustainability Metrics for FY 2025-26​

Equitas Small Finance Bank Ltd., which was formerly known as Equitas Finance Limited, has provided detailed insights into its environmental, social, and governance (ESG) performance through its Business Responsibility and Sustainability Report (BRSR) for the fiscal year 2025-26. The bank emphasizes that sustainability is an integral part of its purpose, driving towards creating long-term value through responsible banking and financial inclusion.

The bank’s ESG strategy is guided by a 3C x ESG Framework, focusing on Customers, Community, and Company. It highlighted several foundational improvements during the reporting period, including conducting a structured materiality assessment and achieving ISO 27001:2022 certification for information security.

ESG Ratings and Performance​

Equitas Small Finance Bank’s progress has been recognized through independent ESG assessments across various agencies. Key ratings include:

Business Operations and Reach​

The bank's operations span 16 states and two Union Territories, serving a diverse customer base that includes retail customers, entrepreneurs, micro-enterprises (MSMEs), corporate clients, rural households, and institutional customers. The organization maintains significant operational infrastructure across its network of offices and branches.


Equitas offers a diversified portfolio of services including Small Business Loans (SBL), Vehicle Financing, Microfinance and MicroLoans, Housing Finance, MSE Finance, NBFC Finance, and deposit offerings such as Savings Accounts and Current Accounts. The bank's products aim to contribute to UN Sustainable Development Goals (UNSDGs), particularly those related to poverty alleviation and economic growth.

Workforce and Employee Wellbeing Focus​

The financial institution committed to fostering a supportive and inclusive workplace culture. As of the end of the Financial Year, there were 28,072 total employees, comprising 24,745 male and 3,327 female employees. The bank reports that 1,168 female employees (4.72%) received maternity benefits.

Key metrics related to employee development and engagement include:


The bank’s commitment to employee growth was shown through structured development pathways, with high-potential employees benefiting from the ARISE Programme and other leadership interventions. One material issue identified was "Leadership Development and Succession," which is being addressed through implementing structured succession planning.

Commitment to Social Impact​

Through the Equitas Development Initiatives Trust (EDIT) and the Equitas Healthcare Foundation (EHF), the bank drove initiatives aimed at improving social outcomes in communities, particularly targeting underserved groups.

Key community development achievements for 2025-26 included:

• Healthcare: Screening 2,80,871 individuals through general health, eye care, and specialized medical camps.
• Women Empowerment: Training 21,431 women through Equitas Gyan Kendra in various micro-enterprise activities.
• Employability: Facilitating employment opportunities for 28,574 youth through job fairs and placement drives.
• Rehabilitation: Rehabilitating 367 homeless families under the Equitas Birds Nest programme.

These initiatives reinforce the bank’s mission to support inclusive growth by improving access to essential services and enhancing livelihood generation within vulnerable communities.

Environmental Stewardship and Operations​

The bank maintains a commitment to minimizing environmental impact through digital transformation and resource efficiency. Initiatives include optimizing HVAC scheduling, replacing conventional lighting with energy-efficient fixtures, and transitioning Board and Committee papers to digital formats.

Energy consumption data provided for 2025-26 showed:

• Total electricity consumption (D): 6,750.19 GJ
• Total fuel consumption (E): 1,660.25 GJ
• Total energy consumed: 8,410.44 GJ

Regarding environmental waste management, the bank reported that it generated 7.89 metric tonnes of E-waste in 2025-26, down from 15.25 metric tonnes in 2024-25. The institution noted its adherence to all relevant environmental laws and guidelines in India.

Consumer and Stakeholder Grievance Management​

Equitas maintained robust grievance redressal mechanisms for both customers and employees. In the financial year 2025-26, customer complaints were received through various channels, totaling 30,011 filings, with 1,140 pending resolution at year end. The bank’s commitment to responsible conduct was affirmed by implementing a robust Code of Conduct for Directors and Senior Managers, along with the Customer Rights Policy, ensuring transparency across all stakeholder interactions.

EQUITASBNK Stock Price Movement​

Shares of Equitas Small Finance Bank Limited slipped today, settling near ₹75.02 after shedding 0.27% in post-market trading. The stock saw a traded volume amounting to 2.35 million shares during the session.