Bank of India Board Approves Dividend of Rs. 4.65 Per Share on FY2026 Results
Bank of India announced the outcome of its Board Meeting held on May 8, 2026, disclosing the audited financial results for the fourth quarter and the full financial year ended March 31, 2026. The Board recommended a dividend of Rs. 4.65 per equity share (representing 46.50% of the face value of Rs. 10 each) for the Financial Year 2025-26, pending approval from the shareholders at the Annual General Meeting.The bank has set the record date for the dividend payment as May 29, 2026. Shareholders holding shares on this cut-off date will be eligible for the dividend payment. The 30th Annual General Meeting of the Bank is scheduled for June 15, 2026, and will be held through Video Conferencing (VC) / Other Audio Visual Means (OAVM).
Financial Highlights for FY2026
Bank of India's financial performance details for the quarter and year ended March 31, 2026, are available in both standalone and consolidated forms, offering insights into the bank's operational revenue and profit streams.Total Income and Profitability
The bank's total income showed a steady growth trend, with key figures detailed below:| Particulars | Quarter ended 31.03.2026 (Standalone) | Year ended 31.03.2026 (Standalone) | Quarter ended 31.03.2026 (Consolidated) | Year ended 31.03.2026 (Consolidated) |
|---|---|---|---|---|
| Total Income | 2,268,538 | 8,503,554 | 2,285,287 | 8,564,956 |
| Interest Expended | 1,274,567 | 4,998,851 | 1,278,457 | 5,013,949 |
| Operating Expenses | 491,400 | 1,799,830 | 498,676 | 1,825,056 |
| Operating Profit | 502,571 | 1,704,873 | 508,154 | 1,725,951 |
| Net Profit (After Tax) | 301,579 | 1,052,715 | 304,966 | 1,030,630 |
Note: Figures are presented in thousands.
Segment Performance (Profit Before Tax)
The segment results highlighted significant contributions from Wholesale Banking Operations and Retail Banking Operations.| Segment | Q4 FY26 (Standalone) | FY26 (Standalone) | Q4 FY26 (Consolidated) | FY26 (Consolidated) |
|---|---|---|---|---|
| Treasury Operations | 170,138 | 682,692 | 174,061 | 649,224 |
| Wholesale Banking Operations | 165,208 | 281,023 | 168,753 | 295,115 |
| Retail Banking Operations | 139,967 | 728,157 | 139,967 | 728,157 |
Total Assets and Liabilities
The bank’s balance sheets revealed a robust asset base and capital structure:| Category | As at March 31, 2026 (Standalone) | As at March 31, 2026 (Consolidated) |
|---|---|---|
| Total Assets | 116,343,279 | 117,955,159 |
| Total Liabilities | 107,544,257 | 108,959,304 |
| Capital Employed | 8,799,022 | 8,995,855 |
Key Ratios (Consolidated)
The bank maintained strong capital adequacy ratios as of March 31, 2026:| Ratio | Q4 FY26 | FY26 |
|---|---|---|
| Capital Adequacy Ratio (Basel III) | 18.58% | 18.48% |
| CET 1 Ratio | 15.66% | 15.59% |
| Net Profit Margin (%) | 12.03% | 11.87% |
Capital Market Activities
In terms of debt financing, the bank issued Unsecured, Redeemable, Non-Convertible, Taxable, Listed, Fully Paid-up, Long-Term Bonds on December 26, 2025, aggregating Rs. 10,000 crore. The utilization of the full amount of 10,000 crore for Long Term Infra Bonds was confirmed.The bank also provided detailed updates on its compliance with covenants for listed debt securities and confirmed that all covenants were complied with as of March 31, 2026.
BANKINDIA Stock Price Movement
Bank of India shares today slipped by 0.33% to settle at ₹139.77 in post-market trading. The stock finished with significant activity, supported by a total traded volume of 10.45 million shares.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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