
Bank of Baroda Announces Financial Results for Q4FY26, Highlights Milestone and Board-Recommended Dividend
Bank of Baroda has announced its audited financial results for the quarter and financial year ended March 31, 2026. The bank reported robust profitability, with its global business crossing a milestone of INR 30 lakh crore. The Board of Directors also recommended a substantial dividend for the fiscal year 2025-26.The Board of Directors of Bank of Baroda approved the results, recommending a dividend of Rs 8.50 per equity share (Face Value of Rs 2 each) for FY2025-26, subject to approval at the Annual General Meeting. The record date for dividend payment has been fixed as June 05, 2026.
Financial Performance and Profitability
Bank of Baroda reported a Net Profit for the quarter ending March 31, 2026, standing at INR 5,616 crore, marking an 11.2% year-over-year (YoY) increase. For the full fiscal year (FY26), the bank's Net Profit reached INR 20,021 crore, reflecting a 2.2% YoY growth.Operating Profit for the quarter rose 11.5% YoY to INR 9,069 crore, while Operating Profit for FY26 was recorded at INR 32,259 crore. Non-Interest Income for the quarter stood at INR 3,967 crore, and for the entire fiscal year, it totaled INR 15,757 crore.
The profitability metrics also showed strong year-over-year growth:
- Net Interest Income (NII): Expanded by 8.7% YoY for the quarter, reaching INR 12,494 crore. For FY26, it stood at INR 47,682 crore (+2.5% YoY).
- Operating Expenses: For the quarter, operating expenses stood at INR 7,391 crore (-8.7% YoY), amounting to INR 31,180 crore for FY26 (+4.4% YoY).
Asset Quality and Capital Adequacy
The bank maintained strong asset quality metrics in Q4FY26. The Gross NPA Ratio improved to 1.89% from 2.26% in Q4FY25. The Net NPA Ratio declined by 13 basis points (bps) YoY, standing at 0.45% in Q4FY26.The bank's balance sheet remains robust, supported by a healthy Provision Coverage Ratio (PCR) of 93.94% with Total Provisions and Contingencies (TWO) and 76.66% without TWO. The Slippage ratio for Q4FY26 declined by 11 bps YoY to 0.89%, improving from 0.72% for FY26 (a reduction of 6 bps YoY).
In terms of capital adequacy, the bank’s standalone Capital Adequacy Ratio (CRAR) stood at 15.82% in March 2026.
Consolidated Business Performance
The consolidated segment report detailed significant revenue generation across key areas:| Segment | Total Revenue (Q4 Ended 31.03.2026) | Total Revenue (Year Ended 31.03.2026) |
|---|---|---|
| Treasury Operations | 761,222 | 3,488,486 |
| Wholesale Banking | 1,365,148 | 5,070,161 |
| Retail Banking | 1,674,255 | 6,244,851 |
| Total Revenue | 3,998,818 | 15,682,544 |
In terms of assets, the total consolidated assets stood at 210,150,185 at March 31, 2026, compared to 186,177,408 at March 31, 2025.
The global advances of the bank increased to INR 14,29,879 crore, representing a 16.2% YoY growth. Domestic advances increased by 14.5% YoY to INR 11,69,458 crore.
Operational and Governance Details
The board meeting was held on May 8, 2026.- Annual General Meeting (AGM): The bank approved holding its 30th Annual General Meeting on June 23, 2026, via Video Conferencing (VC) / Other Audio Visual Means (OAVM).
- Standalone & Consolidated Results: The company submitted the Audited Standalone and Consolidated Financial Results, along with segment reporting and audit reports for the quarter and year ended March 31, 2026.
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Key Financial Highlights (INR Crores)
| Metric | Quarter Ended Mar 31, 2026 (Q4FY26) | Full Year Ended Mar 31, 2026 (FY26) |
|---|---|---|
| Net Profit | 5,616 | 20,021 |
| Operating Profit | 9,069 | 32,259 |
| Total Income | 3,998,818 | 15,682,544 |
| Total Expenditure | 3,047,016 | 12,057,737 |
| Gross NPA Ratio | 1.89% | 1.18% |
| Provision Coverage Ratio (PCR) | 93.94% | N/A |
| Standalone Total Assets | 200,916,381 | 13,01,772 |
BANKBARODA Stock Price Movement
Shares of Bank of Baroda today slipped by 2.53% to settle at ₹263.9, falling significantly from its previous close. The stock traded on a heavy volume, registering a total of 16.92 million shares during the session.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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