Bajaj Finance Posts Strong Q1 FY27 Results, Reporting 28% Growth in Profit After Tax and Surging AUM

Bajaj Finance Posts Strong Q1 FY27 Results, Reporting 28% Growth in Profit After Tax and Surging AUM​

Bajaj Finance Limited has reported strong unaudited standalone and consolidated financial results for the quarter ended June 30, 2026. The Board of Directors approved these results, which highlight significant growth across key operational and financial metrics for the company.

The consolidated performance saw a substantial increase in Profit After Tax (PAT) for the group, while Assets Under Management (AUM) continued their upward trend.

Financial Performance Highlights​

Bajaj Finance reported robust growth across its various business segments during the quarter. The standalone results showed a 29% rise in Profit Before Tax (PBT), reaching ₹7,163 crore, and a corresponding increase of 29% in Profit After Tax (PAT) to ₹5,346 crore for the quarter ended June 30, 2026.

The company’s operational scale expanded significantly, with Assets Under Management (AUM) growing by 23% to ₹400,388 crore as of June 30, 2026, up from ₹325,438 crore in the previous year. New loans booked during this period stood at 15.99 million, marking a 19% increase compared to the prior quarter.

Consolidated and Standalone Financial Overview​

The company’s financial results were viewed positively across both the standalone and consolidated levels. The Group reported Net Total Income of ₹15,224 crore for Q1 FY27, demonstrating a 22% increase from the previous year.

Details of the standalone profit and loss account items and key ratios are provided below:

Risk and Stability Ratios​

The company maintained strong financial health metrics for the quarter. The Gross NPA (Stage 3 asset) ratio stood at 1.20%, down from 1.28% in the prior period. Correspondingly, the Net NPA (Stage 3 asset) ratio was recorded at 0.49%, improved from 0.63%.

Key stability ratios for the standalone entity are as follows:

Operational and Governance Updates​

The company confirmed that proceeds from the issue of commercial papers raised during the quarter ended June 30, 2026, were fully utilized for their intended purpose, including augmenting long-term resources and meeting general business purposes.

In addition to the financial performance, the board approved the results which include specialized items:

• A gain of ₹1,416.38 crore was recorded on the sale of 166,600,000 equity shares of one of its subsidiaries, Bajaj Housing Finance Ltd. (BHFL), executed through a bulk deal in the secondary market on December 2, 2025.
• A one-time charge of ₹250 crore was presented under Exceptional Items due to the enactment of four New Labour Codes by the Government of India.

The consolidated financial results include contributions from subsidiaries such as Bajaj Housing Finance Limited (BHFL) and Bajaj Financial Securities Limited (BFinsec), with BFinsec reporting a 60% increase in Assets Under Finance (AUF) to ₹9,770 crore.

BAJFINANCE Stock Price Movement​

Bajaj Finance Limited shares today slipped by 1.19% to settle at approximately ₹1042, shedding ₹12.50 in post-market trading. The equity saw a traded volume of over 7.9 million shares for the day, indicating continued selling pressure on the NBFC stock.