Bajaj Housing Finance Reports 23% Growth in AUM, NII, and Net Total Income for FY26

Bajaj Housing Finance Reports 23% Growth in AUM, NII, and Net Total Income for FY26​

Bajaj Housing Finance Limited (BHFL) announced the approval of its audited financial results for the quarter and financial year ending March 31, 2026. The results underscore significant growth across key operational areas, with Assets under Management (AUM) and Net Interest Income (NII) showing robust year-over-year increases.

The company held its Board of Directors meeting on April 27, 2026, where the financial results were considered and approved. The 18th Annual General Meeting of the company is scheduled for Wednesday, July 29, 2026.

Strong Financial Performance Highlighted​

The financial results for FY26 demonstrated substantial growth compared to FY25.

BHFL's Assets under Management (AUM) grew by 23% to 1,40,706 crore as of March 31, 2026, compared to 1,14,684 crore in the previous year. Correspondingly, the Loan Assets grew 24% to 1,23,745 crore, up from 99,513 crore.

Performance indicators for the financial year reflected strong revenue streams:

• Net Interest Income (NII): Increased by 25% in FY26, reaching 3,752 crore, up from 3,007 crore in FY25.
• Net Total Income (NTI): Showed a 23% increase in FY26, totaling 4,391 crore, compared to 3,575 crore in FY25.
• Profit After Tax (PAT): Increased by 18% in FY26 to 2,560 crore, compared to 2,163 crore in FY25.

Quarterly results for Q4 FY26 showed continued momentum:

Balance Sheet and Stability Measures​

The company's financial position remains strong, evidenced by the consolidated Balance Sheet figures. Total Assets stood at 1,27,147.05 crore as of March 31, 2026, compared to 1,02,808.75 crore in the previous year. Net Worth also grew to 22,527.07 crore.

Key stability ratios remain within healthy parameters:

• Gross Non-Performing Assets (GNPA): Maintained at 0.27% as of March 31, 2026, slightly lower than 0.29% in the previous year.
• Net NPA: Held steady at 0.11%.
• Capital Adequacy Ratio (Tier II capital): Was reported at 22.46% as of March 31, 2026.

The company also reported that security cover available for its listed non-convertible debentures (NCDs) was maintained as of March 31, 2026.

Business Outlook and Ratings​

BHFL, which operates as an Upper Layer NBFC, is regulated by the RBI, SEBI, and IRDAI. The company benefits from high credit ratings, enjoying AAA/Stable for its long-term debt program from CRISIL and India Ratings, and A1+ for its short-term debt program from the same agencies.

The financial results confirm that the total comprehensive income for FY26 was 2,541.12 crore, showing substantial growth. The company also highlighted its continuous monitoring of the finalization of Central and State Rules pertaining to the Labour Code.

Independent statutory auditors, Singhi & Co. and Mukund M. Chitale & Co., submitted an unmodified opinion on the audited financial results for the year.

***
Note: All figures are presented in crores, unless otherwise specified.

BAJAJHFL Stock Price Movement​

Bajaj Housing Finance Limited shares edged higher today, settling at ₹91.07 after gaining 2.08% in post-market trading. The equity saw robust activity, trading on a volume of 5.38 million shares.