Akme Fintrade Reports Strong FY26 Results; AUM Crosses ₹918 Crore, Net Profit Up 27.35%

Akme Fintrade Reports Strong FY26 Results; AUM Crosses ₹918 Crore, Net Profit Up 27.35%​

Akme Fintrade (India) Limited today announced its audited financial results for the fourth quarter and full year ended March 31, 2026. The company reported robust growth across key metrics, fueled by sustained momentum in its vehicle finance portfolio and deepening market penetration in rural and semi-urban areas.

For the full year FY26, the loan book (AUM) grew by 48.49% to ₹918.60 Crore as of March 31, 2026. Total disbursements reached ₹503.91 Crore, marking the company's highest-ever annual figure and crossing the ₹500 Crore milestone. Net Profit (PAT) saw a 27.35% year-on-year increase, totaling ₹42.32 Crore.

The firm also recorded significant growth in its lending income, with Net Interest Income (NII) growing 37.14% year-on-year to ₹86.19 Crore. The company maintained strong capital reserves, with its Capital Adequacy Ratio (CRAR) standing at 46.23%.

Financial Performance Snapshot​

The company's performance through the fiscal year was strong, as detailed in the following tables:

Key Financial Highlights (All figures in ₹ Crore):

Full Year Financial Comparative Table (₹ Crore):

Operational and Segment Growth​

The robust growth was largely attributed to the vehicle finance segment, which demonstrated an exceptional 128% year-on-year AUM growth. This expansion was driven by increased dealer empanelment, forming new partnerships, and rising demand for two-wheelers and used commercial vehicles, particularly in Tier II and Tier III markets and underserved geographies.

The Net Interest Margin (NIM) for FY26 remained healthy at 12.68%. Furthermore, the company reported an improved asset quality profile, with Gross NPA contained at 2.93% and the Provision Coverage Ratio (PCR) at 52%.

Management commentary highlighted that the ₹503.91 Crore disbursement figure marked a historical milestone for Akme Fintrade, demonstrating the trust placed by customers and channel partners. The company also noted that despite elevated system-level funding costs in the first half of FY26, disciplined liability management stabilized the NIM.

Akme Fintrade (India) Limited specializes in providing vehicle and business loans to individuals and small business owners in rural and semi-urban areas. The company continues to build its digital underwriting infrastructure, enhancing both operational efficiency and credit decision quality while focusing its lending efforts on underserved communities in Rajasthan and neighboring states.

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Disclaimer: All financial figures are in ₹ Crore unless otherwise stated. FY26 figures are audited; Q4 FY26 figures are unaudited.

AFIL Stock Price Movement​

Shares of Akme Fintrade (India) Limited are rallying to ₹9.37 as of 11:17 AM today, gaining 4.23% in live trading. The equity has seen significant intraday activity, trading a volume of 724,237 shares.