SBI Life Insurance Announces Audited Financial Results for March 31, 2026
SBI Life Insurance Company Ltd has announced its audited financial results for the quarter and full year ended March 31, 2026. The Board of Directors approved the results at its meeting on April 22, 2026.The company reported a significant annual surplus and maintained a healthy total asset base as of March 31, 2026.
Financial Performance Highlights
The audited Statement of Financial Results for the year ended March 31, 2026, shows key operational figures:| Particulars | Year Ended March 31, 2026 (Lakhs) | Year Ended March 31, 2025 (Lakhs) |
|---|---|---|
| Net Commission | 4,49,571 | 3,73,875 |
| Operating Expenses (Insurance Business) | 6,22,546 | 4,49,080 |
| Total Surplus/(Deficit) | 1,09,67,651 | 1,14,12,421 |
| Net cash flow from operating activities (Annual) | 34,52,267 | 25,54,665 |
The company also declared an interim dividend of 2.70 per equity share, with a face value of 10 each, during its board meeting held on February 25, 2026.
Balance Sheet and Segment Overview
As of March 31, 2026, the total assets of the company stood at 4,92,05,337 Lakhs, compared to 4,50,92,319 Lakhs the previous year.The Balance Sheet details the sources and application of funds:
| Particulars | As at March 31, 2026 (Lakhs) | As at March 31, 2025 (Lakhs) |
|---|---|---|
| Total Assets | 4,92,05,337 | 4,50,92,319 |
| Policyholders' Fund (Total) | 4,71,24,672 | 4,32,34,647 |
| Investments (Shareholders' & Policyholders') | 2,32,99,304 | 2,36,22,231 |
| Total Liabilities (Policy Liabilities) | 4,72,96,737 | 4,33,93,785 |
The segment-wise analysis shows the contribution of different business lines. For the full year ended March 31, 2026, the largest performing segment by Net Premium was Segment J (Linked Individual Life), recording 42,78,178 Lakhs. Segment F (Non Par Group life) contributed 9,94,296 Lakhs in Net Premium.
Actuarial and Audit Review
The Company's embedded value was reviewed by Willis Towers Watson Actuarial Advisory LLP (WTW). WTW provided an independent actuarial opinion, confirming that the methodology and assumptions used to determine the embedded value results materially comply with the standards issued by the Institute of Actuaries of India. WTW confirmed that no issues were discovered that have a material impact on the disclosed embedded value as of March 31, 2026, or the value of one year's new business written during the period April 1, 2025, to March 31, 2026.The financial results were audited by joint statutory auditors M/s. K S Aiyar & Co., Chartered Accountants, and M/s. J Singh & Associates, Chartered Accountants. Both firms issued audit reports with an unmodified opinion on the Financial Results for the quarter and year ended March 31, 2026.
Outstanding Investor Service Details
As of the year ended March 31, 2026, the company recorded 12 investor complaints received during the year, all of which were disposed of.SBILIFE Stock Price Movement
SBI Life Insurance Company Limited shares shed 1.39% today, settling at ₹1884.8 in post-market trading. The stock found support amid a higher-than-average trading day, recording a substantial volume of 4.04 million shares.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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