Yes Bank Announces Audited Q4 and Year-End Financial Results for March 31, 2026
Yes Bank Limited announced on April 18, 2026, that its Board of Directors held a meeting to consider and approve the Audited Standalone and Consolidated Financial Results for the Quarter (Q4) and the full financial year ended March 31, 2026.The Bank issued the results alongside a report from the Joint Statutory Auditors. The Joint Statutory Auditors issued an unmodified opinion on the standalone financial results for the year ended March 31, 2026.
The Bank confirmed that the Board approved the audited financial results, which include specific line items as applicable.
Financial Performance Overview
The financial results for the quarter ended March 31, 2026, and the year ended March 31, 2026, demonstrate the bank's operations across various segments.Consolidated Financial Results Summary (in Lakhs)
| Particulars | Quarter ended 31.03.2026 (Audited) | Year ended 31.03.2026 (Audited) |
|---|---|---|
| TOTAL INCOME | 947,814 | 3,729,275 |
| Interest Expended | 502,970 | 2,045,028 |
| Operating Expenses (Total) | 281,140 | 1,128,666 |
| Net Profit (Consolidated) | 108,219 | 351,171 |
Standalone Financial Results Summary (in Lakhs)
| Particulars | Quarter ended 31.03.2026 (Audited) | Year ended 31.03.2026 (Audited) |
|---|---|---|
| TOTAL INCOME | 938,107 | 3,692,817 |
| Interest Expended | 501,320 | 2,039,319 |
| Operating Expenses (Total) | 274,963 | 1,102,859 |
| Net Profit (Standalone) | 106,842 | 347,559 |
Key Financial and Regulatory Ratios
The audited financial statements provide an overview of the Bank's capital structure, asset composition, and key ratios as of March 31, 2026.Key Analytical Ratios (March 31, 2026 vs March 31, 2025)
| Ratio | 31.03.2026 | 31.03.2025 |
|---|---|---|
| Capital Adequacy Ratio - Basel III | 15.4% | 15.7% |
| %of Gross NPA | 1.3% | 1.6% |
| %of Net NPA | 0.2% | 0.3% |
| Debt-equity ratio | 0.72 | 0.72 |
Standalone Assets and Liabilities (as of March 31, 2026)
| Particulars | 31.03.2026 (Audited) | 31.03.2025 (Audited) |
|---|---|---|
| TOTAL ASSETS | 46,910,456 | 42,342,230 |
| Deposits | 31,896,945 | 28,452,513 |
| Advances | 27,344,455 | 24,618,847 |
| Fixed assets | 317,732 | 306,543 |
| TOTAL LIABILITIES | 46,910,456 | 42,342,230 |
| Capital and Reserves | 5,106,201 | 4,778,005 |
Segmental Business Performance
The Consolidated Segmental Results show that the overall income from operations stood at 3,729,275 Lakhs for the year ended March 31, 2026. The contribution of the core banking segments was:| Segment | Year ended 31.03.2026 | Year ended 31.03.2025 |
|---|---|---|
| Treasury | 772,113 | 759,729 |
| Corporate Banking | 1,233,266 | 1,232,296 |
| Retail Banking | 1,542,126 | 1,509,067 |
| Other Banking Operations | 134,128 | 129,516 |
| Total Income from Operations | 3,729,275 | 3,707,562 |
Statutory and Operational Notes
The Bank confirmed that it has no outstanding secured listed non-convertible debt securities as of March 31, 2026.Additionally, the Consolidated Cash Flow Statement highlighted the following net cash generated:
| Item | 31.03.2026 (Audited) | 31.03.2025 (Audited) |
|---|---|---|
| Net cash generated from operating activities | 2,121,685 | 638,640 |
| Net cash generated from investing activities | (497,070) | 852,728 |
| Net cash generated/used in total activities | 978,009 | 924,881 |
The joint statutory auditors, G. M. Kapadia & Co. and C N K & Associates LLP, issued reports covering both the standalone and consolidated financial results, which the Board of Directors approved on April 18, 2026.
YESBANK Stock Price Movement
On Friday, shares of Yes Bank Limited rallied 2.31%, settling at ₹20.19, marking an increase of ₹0.46 for the session. The equity traded on 130.23 million shares, signaling strong investor interest throughout the previous day's trading.Source:
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