Purple Finance Reports Strong Q4 FY26 Performance, Achieving Profitability and Accelerating Growth
Mumbai, April 2026: Purple Finance Limited, a digital-first NBFC specializing in a phygital lending model for MSMEs, reported a strong close to the fiscal year ending March 31, 2026. The company achieved the milestone of profitability and sustained growth in its loan book during the quarter.The company reported a Profit Before Tax (PBT) of ₹ 42 lakhs in Q4 FY26, which showed significant improvement compared to a loss of ₹ 88 lakhs recorded in Q3 FY26, reflecting improved operating leverage and business momentum.
Total income witnessed a quarter-on-quarter growth of 28%, reaching ₹ 1,717 lakhs. Assets Under Management (AUM) also increased by 27% QoQ, reaching ₹ 24,901 lakhs. This expansion was driven by sustained growth in the SME lending portfolio, while asset quality remained stable, keeping Gross NPAs below 1.5% of AUM.
This strong performance builds on key milestones achieved during FY26, including the company reaching profitability from Q3, raising capital aggregating ₹ 79 crore during the year, and successfully listing ₹ 25 crore retail NCDs. Furthermore, the company plans to increase its capital base with ₹ 69 crore of additional capital to support its next phase of growth.
The financial performance data for Purple Finance Limited is detailed below:
| Particulars (Rs. In Lakhs) | Quarter ended 31.03.2026 | Quarter ended 31.12.2025 | Q4-Q3 FY'26 Growth % | Quarter ended 31.03.2025 | Q4 YoY Growth % |
|---|---|---|---|---|---|
| Total income | 1,717 | 1,338 | 28 | 625 | 175 |
| PBT | 42 | (88) | 148 | (502) | 108 |
| AUM | 24,901 | 19,596 | 27 | 10,306 | 142 |
Mr. Amitabh Chaturvedi, Executive Chairman of the Company, stated that the consistent expansion in AUM, disciplined asset quality, and continuous capital infusion are instrumental in achieving sustainable scale. He added that with a strengthened balance sheet and improving operating leverage, the company remains focused on becoming a large MSME lender.
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About Purple Finance Limited
Purple Finance Limited is registered with the Reserve Bank of India as a NBFC categorized as Investment and Credit Company. The company entered the retail secured lending space in 2022, when Three Seasoned Professionals partnered with founder Amitabh Chaturvedi to establish it as a digital-first, MSME-focused lender. The founding team brings over 125 years of combined leadership experience from leading financial services institutions. Purple Finance serves micro and small enterprises with secured business loans, leveraging technology and deep industry expertise to drive responsible growth. The company is listed on BSE Limited.
Stock Price Movement
Purple Finance Ltd closed on Tuesday at ₹67.53, finishing the day with a positive movement of 0.75%. Throughout the session, the shares navigated a significant range, fluctuating between a low of ₹65.99 and a high of ₹68.70.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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