PTC India Financial Services Reports Q1 Results; Net Profit Margin Reaches 38.95%

PTC India Financial Services Reports Q1 Results; Net Profit Margin Reaches 38.95%​

PTC India Financial Services Limited has announced its unaudited financial results for the quarter ended June 30, 2026 (Q1 FY27), noting strong profitability and stable financial ratios across both standalone and consolidated perspectives. The company’s key financial metrics show a Net Profit Margin of 38.95% for the period.

The company's Standalone Financial Results reflect significant operational strength. Total Revenue from operations stood at 103.31, leading to an Earnings Before Tax (PBT) of 54.25. The entity recorded a Net Profit of 40.24 during the quarter. Indicators such as Operating Margin reached 52.51%, while the Net Profit Margin was reported at 38.95%. Furthermore, the company maintains a Debt to Equity ratio of 0.49 and a net worth of 3,120.12 crores.

Operational Highlights and Financial Stewardship​

The independent auditor's review confirms that management adhered to proper preparation principles, including those laid down in Indian Accounting Standard 34. The reviews covered both the standalone and consolidated statements for the quarter ended June 30, 2026.

In terms of lending practices, the management considered the value of the secured portion for loans under Stage I and Stage II based on the book value of assets/projects as per the latest available audited financial statements of the borrowers. For loans classified under Stage III, management utilized the best estimate of realization and the latest valuation reports to determine security value.

The consolidated results included two associate entities: RS India Wind Energy Private Limited (RSIWEPL) and Varam Bioenergy Private Limited (VBPL). The company recorded Rs Nil for its share of net profit/loss after tax and total comprehensive income/loss relating to these associates, citing that the investments in both companies had been fully impaired or written off without further obligation over and above the cost of investment.

Security Coverage Confirmed Above 100%​

In a separate certification issued by the company's statutory auditors, the security coverage ratio for Long-Term Infrastructure Non-Convertible Bonds (NCBs) was confirmed to be more than 1.00 times the outstanding NCB as at June 30, 2026.

The details of the bonds and their associated coverage are presented below:

Key Financial Ratios for the Quarter Ended June 30, 2026​

The company’s financial stability is reflected in several ratios presented during the period:

Corporate Governance and Compliance Notes​

The company confirmed that it is actively working to restore compliance with the minimum infrastructure exposure requirement of 75% prescribed for classification as an NBFC-IFC, having already intimated this matter to the Reserve Bank of India (RBI). The financial results also noted changes in management leadership, including the resignation of the Managing Director & CEO and subsequent appointments.

Furthermore, a review conducted by auditors indicated that the company had successfully written off loan accounts amounting to Rs 134.19 crores and equity investments worth Rs 4.39 crores in FY 2025-26, classified as Stage III loans with 100% impairment loss allowance.

PFS Stock Price Movement​

PTC India Financial Services Limited shares slipped today by 1.5%, concluding the session at ₹28.78. The stock saw a traded volume of 354,875 shares after moving within an intraday range that included a low near ₹28.71.