Muthoot Finance reports robust Q1 FY27 results, with Consolidated Loan AUM hitting ₹1,91,532 crores and profit rising 43% YoY

Muthoot Finance reports robust Q1 FY27 results, with Consolidated Loan AUM hitting ₹1,91,532 crores and profit rising 43% YoY​

Kochi: Muthoot Finance Limited has reported strong growth in its First Quarter Financial Year (Q1) 2027, demonstrating significant expansion across the group. The company announced both unaudited standalone and consolidated results for the quarter ended June 30, 2026, highlighting a substantial increase in financial scale and profitability.

The Consolidated Loan Assets Under Management (AUM) of the Group stood at ₹1,91,532 crores as of June 30, 2026, marking a 43% year-on-year growth compared to Q1 FY26. Correspondingly, Consolidated Profit After Tax for the quarter reached ₹2,825 crores, an increase of 43% against the previous year's result of ₹1,974 crores.

Executive leadership highlighted that the record-high consolidated loan assets were achieved primarily due to the robust growth in Muthoot Finance Limited’s standalone operations. The company’s standalone Loan AUM reached a historic high of ₹1,72,053 crores as of June 30, 2026, reflecting a 43% increase from Q1 FY26. Furthermore, the gold loan segment was instrumental in this growth, with Gold Loan AUM standing at ₹1,63,298 crores, a 44% jump from the prior year.

George Alexander Muthoot, Managing Director of the Company, noted that the standalone Profit After Tax for Q1 FY27 grew by 25% year-on-year to ₹2,550 crores, reinforcing the company's leadership in the gold loan segment. He attributed this performance to the comprehensive strategy focusing on disbursements, operational efficiency, and maintaining healthy margins.

Strong Momentum Across Subsidiaries​

The performance of Muthoot Finance Ltd is further bolstered by the strong results delivered across its subsidiaries. Key growth metrics from the quarter include:


Muthoot Homefin (India) Limited (MHIL), a wholly owned subsidiary, saw its Loan AUM stand at ₹3,496 crores in Q1 FY27, marking a 13% YoY increase. The subsidiary reported a Profit After Tax of ₹4 crores for the quarter, up 114% year-on-year from ₹2 crores in Q1 FY26.

Similarly, Muthoot Money Ltd (MML), an RBI registered NBFC specializing in gold loans and operating across 998 branches, saw its Loan AUM reach ₹10,550 crores, achieving a 111% YoY increase. MML also posted a Profit After Tax of ₹172 crores for the quarter, compared to ₹37 crore in Q1 FY26.

Operational Highlights and Outlook​

The Group expanded its physical footprint during the period, with the establishment of 86 new branches across the group in Q1 FY27.

Focusing on market resilience, Mr. George Jacob Muthoot, Chairman, stated that the consolidated loan assets under management reached their highest ever level at ₹1,91,532 crores. He emphasized that this performance is a testament to customer trust and unwavering focus on delivering reliable financial solutions.

The company also reported that its digital transformation initiatives are significantly enhancing operational efficiency. Metrics show that 26% of gold loan interest repayments were handled through the iMuthoot App in Q1 FY27. Furthermore, Muthoot Finance Ltd maintains a strong industry position, with the Gold Loan Market Share among NBFCs standing at 47%.

Key consolidated financial figures for Q1 FY27 are summarized below:


These results reaffirm the company's commitment to market leadership in the gold loan sector while accelerating digital capabilities to provide quicker and more seamless credit access.

MUTHOOTFIN Stock Price Movement​

On Friday, Muthoot Finance Limited saw its shares surge, closing at ₹3119.60 after edging higher by 3.98%. Throughout the trading session, the stock remained within a strong range, polling between a low of ₹3015.10 and a high of ₹3144.80.