Aadhar Housing Finance Reports Strong Q1 FY27 Results, Driving 19% Profit Growth and 18% AUM Expansion
Mumbai, July 31, 2026: Aadhar Housing Finance Ltd. announced its unaudited financial results for the quarter ending June 30, 2026, reporting a strong start to fiscal year 2027. The company showcased robust Assets Under Management (AUM) growth and sustained profitability, positioning it favorably against targets set for the current year.The Q1 FY27 results reflected solid performance across key financial metrics, underpinned by stable asset quality and continuous business expansion.
Key Financial Highlights (Q1 FY27 vs Q1 FY26)
| Particulars (₹ Cr) | Q1 FY27 | Q1 FY26 | YoY Change |
|---|---|---|---|
| Assets Under Management (AUM) | 31,364 | 26,524 | 18% |
| Disbursements | 2,036 | 1,979 | Refer Note 1 |
| Profit after Tax (PAT) | 282 | 237 | 19% |
| Networth | 7,853 | 6,616 | 19% |
| ROA (%) | 4.0% | 4.0% | 2 bps improvement |
| ROE (%) | 14.7% | 14.7% | 6 bps improvement |
| GNPA on AUM (%) | 1.31% | 1.34% | 3 bps improvement |
The company reported significant growth in Networth, which stood at ₹ 7,853 crore as of June 30, 2026. Gross Non-Performing Assets (GNPA) as of the end of the quarter stood at 1.3%, indicating stable asset quality management.
Performance and Market Outlook
Assets under management grew by 18% year over year to ₹ 31,364 crore as of June 30, 2026, compared to ₹ 26,524 crore in the previous period. Profit after tax increased by 19% year over year, reaching ₹ 282 crore in Q1 FY27 from ₹ 237 crore in Q1 FY26.Total loan accounts as of June 30, 2026, exceeded 340,000. The company reported that disbursement on cheque handover for Q1 FY27 was ₹ 2,036 million, representing a 19% growth compared to the previous year.
Mr. Rishi Anand, MD and CEO of Aadhar Housing Finance Ltd., commented on the quarterly performance, noting that the company has commenced FY27 on a steady note, sustaining its momentum through healthy business expansion and stable asset quality.
He stated that the operating environment for low-income housing finance remained favourable during the quarter, driven by resilient demand and affordability in Tier II and Tier III markets. Anand highlighted that long-term fundamentals are strong, supported by rising urbanization and the affordable housing requirement across EWS and LIG segments.
The company is committed to expanding access to housing finance in underserved areas through its "Urban and Emerging" branch model. The network currently comprises 628 branches spanning 22 states and union territories. Furthermore, Aadhar Housing Finance is investing in technology enhancement, including AI and digital capabilities across loan origination, assessment, and servicing processes.
The MD also emphasized that execution excellence and disciplined risk management are central to the operating philosophy, ensuring portfolio resilience alongside sustainable growth.
Company Overview
Aadhar Housing Finance Ltd., established in 2010, is a prominent low-income housing finance company focused on providing affordable housing solutions primarily for Economically Weaker Section (EWS) and Low Income Group (LIG). Operating with an average loan size of ₹ 11 lakhs, the company leverages advanced technology and data analytics for efficient underwriting and asset quality monitoring. Aadhar secures funding through diverse sources including term loans, NHB financing, and NCDs, making it a significant player in India's low-income housing finance sector.AADHARHFC Stock Price Movement
Aadhar Housing Finance Limited shares today edged higher to settle at ₹496.70, gaining 1.84% in after-hours trading. The equity traded within a day range of ₹492.05 to ₹504 and saw 224,744 shares change hands.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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