MAS Financial Reports Strong Quarterly Results with AUM Crossing 16,000 Crores

MAS Financial Reports Strong Quarterly Results with AUM Crossing 16,000 Crores​

MAS Financial Services Limited, a specialized entity in MSME financing, announced its unaudited financial results for the quarter ended June 30, 2026. The company demonstrated robust performance, reporting consolidated Assets Under Management (AUM) surpassing 16,000 crores and Profit After Tax (PAT) of 110.15 Crores.

The results indicate consistent growth across the organization, underpinned by strong operational performance in its primary segments.

Consolidated Performance Highlights​

On a consolidated basis, MAS Financial Services reported significant increases in both AUM and profitability compared to the corresponding quarter ended June 30, 2025. The company's management commitment to risk control and profitability was highlighted against the backdrop of consistent financial health established over three decades.

Key figures for the consolidated entity are detailed below:


The consolidated disbursement during the quarter ended June 30, 2026, amounted to 4532.76 Crores. MAS Financial Services Limited registered a growth of over 21% in AUM and 27% in PAT for the consolidated entity.

Standalone Performance of MAS Financial Services Limited​

The core entity, MAS Financial Services Limited, also showcased strong financial health. The company recorded an AUM of 15146.73 Crores, up from 12504.60 Crores in Q1 FY26. Profit After Tax stood at 104.50 Crores, reflecting a 24.67% increase over the previous year's corresponding quarter.

Financial metrics pertaining to MAS Financial Services Limited include:

• Capital Adequacy Ratio (including Tier II capital) as of June 30, 2026, was 23.25%, with Tier-I capital at 21.94%.
• Portfolio quality remained stable, reporting 2.58% gross stage 3 assets and 1.70% net stage 3 assets of AUM. The previous period showed 2.57% gross stage 3 assets and 1.7f/o net stage 3 assets.
• The company maintained a management overlay of 17.60 crores, which is 0.14% of the on-book assets as of June 30, 2026.

MAS Financial’s lending distribution during the quarter ended June 30, 2026, was:


The MSME segment was instrumental, contributing approximately 80% to the year-over-year AUM growth, alongside contributions from other product lines.

MAS Financial’s Q1 FY27 performance details are further detailed in the following table:

MAS Rural Housing and Mortgage Finance Limited Results​

MAS Rural Housing and Mortgage Finance Limited also reported its results for the quarter ended June 30, 2026. The company reported an AUM of 976.02 Crores and a Profit After Tax of 4.27 Crores. These figures compared to 793.90 Crores in AUM and 2.16 Crores in PAT for the quarter ended June 30, 2025.

Key highlights from MAS Rural Housing include:

• A growth of 22.94% in AUM.
• A 54.87% increase in Profit After Tax (PAT).
• The Capital Adequacy Ratio (including Tier II capital) stood strong at 37.95%, while the Tier-I capital was 35.x%.
• Portfolio quality metrics were stable, with gross stage 3 assets at 0.98% and net stage 3 assets at 0.68% of AUM.

The financial summary for MAS Rural Housing is as follows:

Management Commentary​

Commenting on the performance, Mr. Kamlesh Gandhi, Founder, Chairman and Managing Director of MAS Financial, stated that the team demonstrated a robust performance, meeting high-quality growth standards for the quarter. He noted that over 20% growth in AUM and 27% in PAT on a consolidated basis testifies to this. The company remains committed to prioritizing risk management and profitability between 20-25%.

MASFIN Stock Price Movement​

As of 3:19 PM, shares of MAS Financial Services Limited are edging higher to ₹326.45, surging by 3.72% in live trading today after gaining ₹11.70. The stock registers a total traded volume of 489,993 shares as the market progresses.