India Shelter Finance Corporation Reports Q1 Results; Profit for Period Stands at 14,301.71 Lakhs
India Shelter Finance Corporation Limited reported its unaudited financial results and key operational metrics for the quarter ended June 30, 2026. The company recorded a profit for the period of 14,301.71 lakhs, while maintaining robust security coverage on its non-convertible debentures (NCDs).The Board of Directors reviewed and approved the results following the meeting held on August 06, 2026. The financial reports were reviewed by statutory auditors, S.R. Batliboi & Associates LLP.
Quarterly Financial Performance Highlights
For the quarter ended June 30, 2026, the company recorded significant income and expense figures:| Metric | Value (Lakhs) |
|---|---|
| Revenue from Operations | 43,239.09 |
| Total Income | 23,207.6 |
| Total Expenses | 24,727.02 |
| Profit Before Tax | 18,517.74 |
| Tax Expense (Total) | 4,216.03 |
| Profit for the Period | 14,301.71 |
Key Financial Ratios and Metrics
As of June 30, 2026, India Shelter Finance Corporation Limited showed strong financial health across several key parameters. The company reported a Net Worth of 3,35,253.44 lakhs.Key metrics include:
- Net Profit Margin: 33.07%
- Debt-Equity Ratio: 1.92 times
- Total Debts to Total Assets: 0.65
- Gross NPA ratio: 1.55%
- Net NPA ratio: 1.15%
- Provision Coverage ratio on Stage 3 assets: 25.72%
The company also reported Earnings Per Share (EPS) at 13.15 for Basic and 13.06 for Diluted, while the Liquidity Coverage Ratio (LCR) stood at 163.06%.
Operational Updates and Governance
In terms of operational activities during the quarter:- The company confirmed it maintained 110% security cover on its secured listed non-convertible debentures through an exclusive charge on specific loan receivables.
- The Board noted that the company has no separately reportable business or geographical segments as per Ind AS 108 on Operating Segments, given that the firm is primarily engaged in housing finance within India.
- During the quarter ended June 30, 2026, 96,106 equity shares were allotted to employees who exercised options under the approved employee stock option plan.
Furthermore, concerning loan assignments, a total of 3,480 loans not in default were transferred through assignment, amounting to 24,948.45 lakhs. The retention of beneficial economic interest stood at 3,986.65 lakhs. No acquisition of any loan not in default nor transfer/acquisition of stressed/non-performing loans was reported during the quarter.
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