IDFC First Bank Reports Q1 2026 Financial Results; Net Profit Reaches 1,14,782 Lakhs
IDFC First Bank Limited announced its unaudited financial results for the quarter ending June 30, 2026. The bank reported a Total Income of 13,36,069 lakhs and a Net Profit from Ordinary Activities after tax (consolidated) of 1,14,782 lakhs.The results reflect the bank's operations across various business segments, including Treasury, Wholesale Banking, and Retail Banking. The bank also noted that it received claim proceeds totaling 514.82 crore from the National Credit Guarantee Trustee Company Limited (NCGTC) under the Credit Guarantee Fund for Micro Units (CGFMU) Scheme, which was accounted for under Provisions and Contingencies in the Profit and Loss Account.
Key Financial Highlights (Standalone Results)
The performance metrics for the quarter ending June 30, 2026, were reported as follows:| Particulars | Quarter ended 30.06.2026 | Quarter ended 31.03.2026 | Quarter ended 30.06.2025 | Year ended 31.03.2026 |
|---|---|---|---|---|
| Total Income | 13,36,052 | 12,18,281 | 11,86,897 | 48,42,211 |
| Interest Earned (a) | 9,43,845 | 8,96,701 | 8,13,632 | 34,19,863 |
| Other Income | 2,30,943 | 1,63,004 | 2,22,683 | 7,87,329 |
| Total Expenditure | 10,80,795 | 11,12,427 | 9,62,960 | 41,21,075 |
| Operating Profit/(Loss) (Before provisions) | 2,55,257 | 1,05,854 | 2,23,937 | 7,21,136 |
| Provisions and Contingencies (Net) | 1,14,388 | 86,924 | 1,65,912 | 5,37,855 |
| Net Profit/Loss for the Period | 1,07,496 | 31,894 | 46,257 | 1,63,636 |
Consolidated Financial Results Overview
The consolidated results for the quarter ending June 30, 2026, showed Total Income of 13,36,069 lakhs and a Net Profit from Ordinary Activities after tax of 1,14,782 lakhs.Key figures from the consolidated statement are presented in the table below:
| Particulars | Quarter ended 30.06.2026 | Quarter ended 31.03.2026 | Quarter ended 30.06.2025 | Year ended 31.03.2026 |
|---|---|---|---|---|
| Total Income (Consolidated) | 13,36,069 | 12,18,297 | 11,86,902 | 48,42,239 |
| Interest Expended | 5,07,697 | 4,87,550 | 4,70,900 | 19,33,305 |
| Net Profit from Ordinary Activities after tax | 1,14,782 | 33,064 | 45,347 | 1,61,056 |
Business Segment Performance
The operating segments of the bank have been identified and reported in accordance with the RBI guidelines. The revenue and financial position of these segments were reported for the quarter ended June 30, 2026:| Segment | Total Segment Revenue (Lakhs) | Income from Operations (Lakhs) | Total Profit Before Tax (Lakhs) |
|---|---|---|---|
| Treasury | 7,73,195 | 41,510 | 41,510 |
| Wholesale Banking | 3,19,260 | 40,949 | 1,48,155 (Combined) |
| Retail Banking | 14,61,679 | 69,556 | 69,556 |
Key Financial and Asset Indicators (Standalone)
The bank's capital adequacy ratio (Basel III) stood at 15.05% for the quarter ended June 30, 2026. Non-Performing Asset (NPA) ratios stood at 4.50% of gross NPAs and 0.44% of net advances.Standalone Financial Data as at Quarter End:
| Metric | Value |
|---|---|
| Capital Adequacy Ratio (Basel III) | 15.05% |
| Net Profit per Share (Basic, not annualized) | 1.25 |
| NPA Ratios (Gross NPAs) | 4.50% |
Consolidated Asset and Liability Summary
Consolidated Balance Sheet Highlights:| Item | Quarter ended 30.06.2026 (Lakhs) |
|---|---|
| Total Capital and Liabilities | 4,20,78,983 |
| Deposits | 3,11,71,388 |
| Advances | 2,94,48,079 |
| Reserves and Surplus | 39,84,576 |
The bank also reported that it issued 1,30,36,546 equity shares of face value of 10 per equity share pursuant to the exercise of options under the Employee Stock Option Scheme during the quarter.
IDFCFIRSTB Stock Price Movement
On Friday, shares of IDFC First Bank Limited edged higher to close at ₹80.79, gaining 1.31% in the trading session. The equity saw robust activity, with 16.26 million shares traded as the stock finished within a tight intraday range between ₹78.88 and ₹81.09.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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