Can Fin Homes Reports 20% Rise in Net Profit for Q1 FY27; Loan Assets Reach Rs. 42,961 Crores

Can Fin Homes Reports 20% Rise in Net Profit for Q1 FY27; Loan Assets Reach Rs. 42,961 Crores​

Can Fin Homes Limited (CFHL) announced its financial results for the quarter ended June 30, 2026, following approval by its Board of Directors on July 18, 2026. The company reported a Net profit for the first quarter of the current fiscal year amounting to Rs. 268 Crore, marking an increase of 20% compared to the corresponding period in the previous financial year.

The operational highlights show sustained growth across key financial metrics, with CFHL reporting comprehensive data on loan assets and profitability margins.

Financial Performance Overview​

CFHL's performance statistics for the fiscal years and quarters are summarized below:

Lending Operations and Risk Management​

The loan portfolio as of June 2026 stood at Rs. 42,961 crores, up from Rs. 38,773 crores in June 2025, reflecting an overall increase of 11%. Housing Loans (including CRE) constituted 83% of the loan book, while Non-Housing Loans made up the remaining 17%.

Regarding lending activities, loan disbursements for the three months ended June 30, 2026, reached Rs. 2,609 crores, a significant 29% growth year-on-year (Y-o-Y), compared to Rs. 2,015 crores in the corresponding previous period.

In terms of risk management, CFHL is carrying total provisions of Rs. 509 crores. This includes a provision of Rs. 410 crores towards expected credit losses, and additional amounts allocated for management overlay (Rs. 59 crores) and provisions for Restructured accounts (Rs. 40 crores).

Liquidity and Deposit Portfolio Strength​

CFHL maintained required liquidity across both Balance Sheet and off-Balance Sheet items through documented undrawn Bank limits. The Liquidity Coverage Ratio (LCR) as of June 30, 2026, stood at 250.32% against the stipulated ratio of 100%. CFHL also reported that it holds Rs. 1,524.55 crores in documented undrawn Bank lines, which, alongside internal accruals, is sufficient to cover business commitments for the next three months.

The company's Deposit portfolio stood at Rs. 227.09 crores. To enhance deposits, CFHL introduced a Cumulative Deposit option offering an interest rate of 7.50% for a 36-month tenure, with senior citizens eligible for an additional 0.25% rate of interest.

CFHL's credit ratings include:

• Fixed Deposits programme rated 'AAA' by ICRA (Stable Outlook).
• Short term borrowings (Commercial Papers) rated 'A1+' by CARE and ICRA.
• Long-Term Debt and Subordinate Debt Instruments rated "AAA Stable" by CARE and ICRA.

Market Presence and Technology Advancement​

CFHL maintains a wide geographical presence across India, operating through 250 Branches/Offices spanning 21 States / Union Territories.

In technology development, the company successfully completed the pilot launch of its new IBM led Core Banking Solution across five branches, positioning the organization to enhance operational capabilities and optimize cost structures at scale.

CANFINHOME Stock Price Movement​

Shares of Can Fin Homes Limited slipped on Friday, settling at ₹889.45 after declining 1.61% from the previous close. The stock traded within a daily range of ₹885.05 and ₹910.85, with 196,616 shares exchanged during the session.