Utkarsh Small Finance Bank Transfers Stressed Portfolios of Loans to ARCs
Utkarsh Small Finance Bank Limited has completed the transfer of various stressed portfolios, consisting of unsecured MFI loans and secured commercial vehicle and construction equipment loans, to Asset Reconstruction Companies (ARCs). The transaction was concluded following the Swiss Challenge Method.The bank executed the asset transfers across three distinct pools of accounts, addressing both NPA and written-off accounts. These actions involve disposing of non-performing assets by selling them to specialized ARCs.
The details of the completed portfolio transfer, which includes unsecured MFI loans and secured commercial vehicle and construction equipment loans, are provided below:
| Nature of Accounts (Stressed Assets) | Number of A/c's | Aggregate Principal O/s as on 31.03.2026 (Rs. Crore) | Consideration (Rs. Crore) | Buyer |
|---|---|---|---|---|
| Pool 1 - Portfolio of Unsecured MFI Loans | 1,67,271 | 507.42 | 79.92 | Prasaditya ARC Limited (PARC) |
| Pool 2 - Portfolio of Unsecured MFI Loans | 47,168 | 143.11 | 20.04 | Asset Reconstruction company India Limited (ARCIL) |
| Pool 3 - Portfolio of Secured Commercial Vehicle & Construction Equipment Loans | 288 | 76.29 | 49.59 | Asset Reconstruction company India Limited (ARCIL) |
UTKARSHBNK Stock Price Movement
Shares of Utkarsh Small Finance Bank Limited are edging higher to ₹14.32 as of 3:27 PM today, gaining 0.21% in live trading. The stock continues to see strong investor interest, with nearly 3.2 million shares traded during the current market session.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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