IndusInd Bank Announces Q1 FY2027 Results: Net Profit Rises to ₹ 1,037 Crores

IndusInd Bank Announces Q1 FY2027 Results: Net Profit Rises to ₹ 1,037 Crores​

IndusInd Bank Limited has released its consolidated and standalone financial results for the quarter ended June 30, 2026. The bank reported a significant increase in net profit for Q1 FY27, alongside improvements in asset quality metrics and capital adequacy ratios.

The Board of Directors approved the financial results at a meeting held in Mumbai on Wednesday, June 22, 2026.

Key Financial Highlights​

IndusInd Bank’s performance in the quarter reflects disciplined growth and balance sheet resilience. Net Interest Income (NII) reached ₹ 4,685 crores for Q1 FY27, up from ₹ 4,640 crores in Q1 FY26. The bank recorded a net profit of ₹ 1,037 crores for Q1 FY27, compared to a Net Profit of ₹ 604 crores in the corresponding period of Q1 FY26.

The bank’s asset quality improved, with Gross NPA reported at 3.25% on June 30, 2026, down from 3.43% as of March 31, 2026. Net NPA stood at 0.95% of net advances as of June 30, 2026, an improvement from 1.00% reported on March 31, 2026.

Operational metrics for the quarter are detailed below:

Balance Sheet and Capital Strength​

As of June 30, 2026, the Bank's balance sheet totaled ₹ 5,54,926 crores, an increase from ₹ 5,39,552 crores recorded on June 30, 2025. Deposits as of June 30, 2026 were ₹ 4,14,766 crores, up from ₹ 3,97,144 crores reported on the same date in the previous year.

The bank's deposit composition includes CASA deposits at ₹ 1,22,060 crores (comprising Current Account deposits of ₹ 34,620 crores and Savings Account deposits of ₹ 87,440 crores). CASA deposits accounted for 29.43% of the total deposits as of June 30, 2026.

A summary of key Balance Sheet and Capital metrics:

Operational Reach and Strategy​

As of June 30, 2026, IndusInd Bank maintained a robust network comprising 3,137 branches/banking outlets and 2,853 onsite and offsite ATMs, compared to 3,110 branches and 3,052 ATMs as of June 30, 2025. The client base stood at approximately 42 million as of June 2026.

The Managing Director and CEO, Mr. Rajiv Anand, commented on the performance, stating that the bank continued to execute strategic priorities with an emphasis on disciplined growth and balance sheet resilience. He noted that investments in technology and AI-led capabilities are enhancing customer experience and productivity, supporting their agenda to build a diversified portfolio across retail, SME, and rural businesses.

IndusInd Bank Limited operates by leveraging its 'Digital 2.0' strategy across multiple channels. The bank offers services including microfinance, personal loans, debit/credit cards, SME loans, vehicle financing, and advanced digital banking facilities.

INDUSINDBK Stock Price Movement​

Stocks of IndusInd Bank Limited edged higher on Wednesday, gaining 0.8% and closing at ₹1069.30 after trading up from the previous close of ₹1063.45. The equity surge saw volumes register at over 5.07 million shares as the stock touched its 52-week high of ₹1077.85 during the session.