SG Finserve Reports Strong Q1 FY27 Results: Profit Jumps 119% as Loan Book Reaches All-Time High
SG Finserve Limited has announced its financial results for the quarter ended June 30, 2026, reporting a strong performance across key operational and financial metrics. The company achieved an all-time high loan book while maintaining zero non-performing assets (NPAs).The firm recorded Profit After Tax (PAT) of ₹ 53.68 Crore in Q1 FY27, reflecting a 119% year-on-year increase and a 27% quarter-on-quarter growth. Operating Income also saw significant growth, standing at ₹ 136.13 Crore, which is an increase of 29% compared to the previous quarter.
The company's operational strength was highlighted by its loan book reaching ₹ 4,552 Crore as on June 30, 2026. This figure represents a 16% QoQ growth and an 82% year-on-year increase. SG Finserve maintained a highly disciplined approach to operations, reporting NIL NPAs for the quarter.
Key financial metrics from Q1 FY27 stand as follows:
| Metric | Value (₹ Crore) |
|---|---|
| Profit After Tax (PAT) | 53.68 |
| Operating Income | 136.13 |
| Net Interest Income (NII) | 82.06 |
| Loan Book | 4,552 |
Operational Discipline and Growth Strategy
The management noted that Supply Chain Financing remains the core of the company's franchise, bolstered by the commercialization and strengthening of its Factoring & TReDS business.SG Finserve continues to demonstrate strong operational discipline with a Cost-to-Income ratio below 15%. For the quarter, the company achieved a Return on Assets (RoA) of 5.1% and a Return on Equity (RoE) of 14.0% annually.
The company's balance sheet strength was also highlighted, noting that total equity stood at ₹ 1,539 Crore as of June 30, 2026. The Debt/TNW ratio was reported at 2.2x, indicating comfortable headroom for future business expansion.
The company’s business strategy focuses on 'deepening and widening,' which includes strengthening relationships with existing customers, acquiring new clientele, expanding product offerings, forging strategic partnerships, and exploring adjacent financial services. SG Finserve's commitment to growth is further supported by its defined guidance targets, including achieving 25% to 30% CAGR for AUM and 30% to 35% CAGR for PAT in the future.
SGFIN Stock Price Movement
Shares of SG Finserve Limited are edging higher to ₹622.00 as of 2:41 PM, gaining 0.80% in live trading. The equity sees a volume of 3.27 million shares traded as the stock continues its upward momentum.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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