Regency Fincorp Reports Q1 Financial Results; Issues Secured Debentures Worth INR 25 Crore
Regency Fincorp Ltd., in a recent board meeting, released its unaudited financial results and provided updates on financing activities for the quarter ended June 30, 2026. The company also announced the issuance of new Non-Convertible Debentures (NCDs) through a private placement.Financial Performance Highlights
The Board of Directors reviewed and approved both the Standalone Unaudited Financial Results and the Consolidated Unaudited Financial Results for the quarter ended June 30, 2026. The results reflect the company's operational activities across the reporting periods.Key figures from the Standalone Unaudited Financial Results are presented below:
| Particulars | Q Ended 30.06.2026 (Unaudited) | Q Ended 31.03.2026 (Audited) | Q Ended 30.06.2025 (Unaudited) | Year Ended 31.03.2026 (Audited) |
|---|---|---|---|---|
| Total Income | 1,742.69 Lacs | 1,202.09 Lacs | 934.46 Lacs | 4,005.14 Lacs |
| Total Expenses | 803.55 Lacs | 732.27 Lacs | 495.11 Lacs | 2,182.35 Lacs |
| Profit Before Tax (PBT) | 939.14 Lacs | 469.82 Lacs | 439.35 Lacs | 1,822.79 Lacs |
| Profit After Tax | 702.76 Lacs | 353.36 Lacs | 315.71 Lacs | 1,341.68 Lacs |
The unaudited results for the quarter ended June 30, 2026 are available on the company's website and BSE Limited's website.
Financing Activities and Debt Status
Regency Fincorp Ltd. announced the issuance of 25,000 units of Secured, Rated, Listed, Non-Convertible Debentures (NCD) through a private placement. These NCDs have a face value of INR 10,000/- per unit and are scheduled to mature after 30 months from the Deemed Date of Allotment. The interest offered on these debentures is 13.00% p.a., with monthly interest payments and scheduled principal repayments across three installments (30%, 30%, and 40%) at the end of the 18th, 24th, and 30th months, respectively. The issuance totaled INR 25,00,00,000/-.The company provided a Certificate of Security Cover for the quarter ended June 30, 2026, regarding its Non-Convertible debt Securities. This certificate is based on an assessment of loan receivables identified as security for the listed NCDs.
Proceeds Utilization and Corporate Debt Profile
Regency Fincorp Ltd. also reported on the utilization of proceeds from previous fundraising rounds:- A private placement totaling INR 25,00,00,000/- executed on May 7, 2026, was fully utilized towards onward lending purposes.
- Another raising, amounting to INR 4,63,99,980/-, also intended for working capital requirements and general corporate purposes, was fully utilized.
- A third private placement of INR 10,00,00,000/- from June 2, 2026, was similarly used towards onward lending purposes.
In terms of the company’s debt profile as of the reporting date:
- Total financial indebtedness stood at INR 215.37 crore.
- The total outstanding amount for unlisted debt securities (NCDs and NCRPS) was reported as 4.12 crore.
Financial Ratios Disclosure
As part of regulatory disclosures, the company provided various key financial metrics reflecting its operational health:| Metric | Value |
|---|---|
| Debt-equity ratio | 1.18 |
| Interest service coverage ratio | 2.85 |
| Net worth | 18183.55 Lacs |
| Profit after tax (Net profit) | 702.76 Lacs |
| Earnings per share (Basic) | 0.79 |
| Current ratio | 3.06 |
| Operating margin percent | 89.59% |
| Net Profit Margin Percent | 43.55% |
Stock Price Movement
Regency Fincorp Ltd shares are ticking up at ₹46.00 as of 13:49, gaining 0.41%.The stock has seen movement within a wide intraday range, trading between a low of ₹43.53 and a high of ₹47.75.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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