Regency Fincorp Ltd Allots INR 40 Crores in 14% NCDs via Private Placement
Regency Fincorp Limited (formerly Regency Investments Limited) has announced the allotment of Non-Convertible Debentures (NCDs) totaling INR 40,00,00,000. The issuance was completed on a private placement basis following an Allotment Committee meeting held on July 23, 2026.The Company allotted 40,000 NCDs, each having a face value of INR 10,000/-. These debentures carry a coupon rate of 14% and are listed on the BSE Limited. The issuance to identified investors has been secured by a 1.25x charge by way of hypothecation over receivables (performing loans).
The allotted NCDs have a tenor of 12 months and 5 days, with the date of redemption/maturity set for July 28, 2027.
Transaction Details
The allotment was completed to two identified investors: RNB CORPORATE SERVICES PRIVATE LIMITED and L C CAPITAL INDIA PRIVETE LIMITED. All details pertaining to the debentures have been documented as follows:| Feature | Particulars |
|---|---|
| Issuer | Regency Fincorp Limited |
| Type of Securities | 14% Listed, Secured, Rated, Redeemable Non-Convertible Debentures |
| Issuance Type | Private Placement |
| Issue Size | INR 40,00,00,000 (Indian Forty Crores Only) |
| Allotted Issue Size | INR 40,00,00,000 (Indian Rupees Forty Crores Only) |
| Total Securities Allotted | 40,000 |
| Listing Exchange | BSE Limited |
| Tenor | 12 Months 5 Days |
Repayment and Security Structure
The debentures are secured by a 1.25x charge over receivables (performing loans), defined as one point two five times the amounts outstanding under the Debentures, including interest and other charges due from the Company.Details of the repayment schedule and coupon payments include:
| Schedule | Key Dates/Rates |
|---|---|
| Coupon Rate | 14% |
| Date of Allotment | July 23, 2026 |
| Date of Redemption / Maturity | July 28, 2027 |
| Interest Payment Schedule | Monthly Cash Flow |
| Principal Repayment Structure | 95% repayment in the 6th Month; 5% repayment on maturity. |
The schedule also details various coupon and principal outflow amounts across different dates between July 2026 and July 2027, including the first coupon payment of INR 47,56,164 scheduled for August 23, 2026, and a major Principal Outflow event noted on January 23, 2027.
In the event of a delay in payment of interest or principal for more than three months from the due date, or a default in payment, a penalty of 5% per month from the date of default (over the applicable Coupon Rate) on the outstanding principal amount applies.
Stock Price Movement
As of 11:15, Regency Fincorp Ltd is ticking down at ₹43.35, showing a loss of 3.15%.The shares navigated quite a range today, hitting an intraday low of ₹42.72 but managed to reach a high of ₹44.85.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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