PNB Housing Finance Reports Q1 Results: Net Profit Rises Amid Strong Financial Standing
PNB Housing Finance Limited (PNBHFL) has announced its un-audited consolidated and standalone financial results for the quarter ended June 30, 2026. The Board of Directors approved the results following the completion of the board meeting held on August 04, 2026.The company reported net profit after tax (NPAT) of 557.34 in crore in its consolidated results for the quarter. Net income after tax stood at 554.50 in crore for the standalone results. The management has also provided key disclosures regarding asset quality and financial ratios as of June 30, 2026.
Financial Performance Summary (Consolidated)
The company recorded a total revenue from operations of 2,263.44 in crore. Total expenses were reported at 1,546.92 in crore.Key financial metrics for the quarter ended June 30, 2026, include:
| Metric | Consolidated Results (Q1 FY2026) |
|---|---|
| Total Income | 2,265.36 |
| Total Expenses | 1,546.92 |
| Net Profit After Tax (NPAT) | 557.34 in crore |
| Earnings Per Share (Basic) | 21.39 |
Standalone Results Highlight Key Metrics
In the standalone results for Q1 FY2026, PNB Housing Finance reported total income of 2,255.37 in crore and net profit after tax of 554.50 in crore. The basic earnings per share was reported at 21.28.Operational Disclosures and Risk Management
The company provided detailed disclosures regarding its loan portfolio management and co-lending arrangements (CLAs).Co-Lending Arrangement (CLA) Details as of June 30, 2026:
| Particulars | Detail |
|---|---|
| Number of CLA Partners | 1 |
| Total Outstanding Accounts | 219 |
| Aggregate Principal Outstanding | 70.57 in crore |
| Weighted Average Rate of Interest (%) | 10.13% |
| Standard Loans (in crore) | 69.37 |
| NPA Loans (in crore) | 1.20 |
Credit Quality Ratios:
The company reported the following asset quality ratios as at June 30, 2026:
| Ratio | Consolidated Value | Standalone Value |
|---|---|---|
| Gross Non-Performing Asset (GNPA) | 0.95% | 0.95% |
| Net Non-Performing Asset (NNPA) | 0.58% | 0.58% |
Other Financial and Security Details
Debt Security Coverage:The joint statutory auditors, M/s M. M. Nissim & Co LLP and M/s CNK & Associates LLP, issued a certificate regarding the maintenance of security cover for listed non-convertible debt securities as at June 30, 2026. The certificate indicated an Exclusive Security Cover Ratio of 1.09 times.
Non-Convertible Debenture (NCD) Utilization:
A statement concerning the utilization of issue proceeds for NCDs showed that Rs. 500,13,61,500 was utilized against the originally stated purposes for enhancing the long-term resource base. The company confirmed no deviation in the use of funds raised.
Share Allotment:
During the quarter ended June 30, 2026, the Company allotted 40,345 equity shares of 10 each through the exercise of stock options and restricted stock units by employees.
PNBHOUSING Stock Price Movement
PNB Housing Finance Limited shed value today, finishing down 0.92% to settle at ₹1080 after seeing losses of ₹10.00 per share. The stock traded heavily in the session, with over 1.41 million shares changing hands.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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