PNB Housing Finance Limited Announces Audited FY26 Results and Recommends Final Dividend
PNB Housing Finance Limited announced the approved audited financial results for the quarter and the financial year ended March 31, 2026, following a Board meeting held on April 20, 2026. The Board of Directors recommended a final dividend of INR 8 per equity share of face value of INR 10 each for the fiscal year.The company submitted comprehensive audited financial results, including both standalone and consolidated statements, alongside cash flow data for the quarter and the year ending March 31, 2026.
Financial Highlights (Year Ended March 31, 2026)
The audited financial results show the following key performance indicators for the full year 2025-26 compared to the previous fiscal year.Consolidated Financial Results
The total income for the year ended March 31, 2026, reached 8,505.04 (t in crore). Total expenses were recorded at 5,534.43 (t in crore), leading to a net profit after tax (PAT) of 2,291.24 (t in crore) for the year.The key figures for the consolidated performance are detailed below:
| Particulars | Quarter ended 31-Mar-26 | Year ended 31-Mar-26 | Quarter ended 31-Dec-25 | Year ended 31-Mar-25 |
|---|---|---|---|---|
| Total Revenue from Operations | 2,181.53 | 8,504.52 | 2,119.02 | 7,665.35 |
| Interest income | 2,053.98 | 8,071.17 | 2,019.39 | 7,273.73 |
| Fees and commission income | 122.04 | 394.50 | 94.57 | 364.32 |
| Total Income | 2,171.91 | 8,505.04 | 2,120.66 | 7,691.63 |
| Total Expenses | 1,317.30 | 5,534.43 | 1,452.22 | 5,205.86 |
| Net Profit After Tax (PAT) | 655.80 | 2,291.24 | 520.35 | 1,936.14 |
| Total Comprehensive Income | 704.82 | 2,437.75 | 521.66 | 1,866.48 |
| Basic Earnings Per Share (EPS) | 25.17 | 88.01 | 19.97 | 74.52 |
Standalone Financial Results
For the standalone entity, the total revenue from operations for the year ended March 31, 2026, was 8,511.22 (t in crore), up from 7,632.76 (t in crore) in the previous year. The standalone PAT for the year was 2,327.88 (t in crore), compared to 1,948.95 (t in crore) in the previous fiscal year.| Particulars | Quarter ended 31-Mar-26 | Year ended 31-Mar-26 | Quarter ended 31-Dec-25 | Year ended 31-Mar-25 |
|---|---|---|---|---|
| Total Revenue from Operations | 2,169.86 | 8,511.22 | 2,109.57 | 7,632.76 |
| Total Income | 2,160.41 | 8,514.29 | 2,111.75 | 7,661.22 |
| Total Expenses | 1,314.69 | 5,510.49 | 1,443.00 | 5,165.35 |
| Net Profit After Tax (PAT) | 648.70 | 2,327.88 | 520.96 | 1,948.95 |
| Basic Earnings Per Share (EPS) | 24.90 | 89.41 | 20.00 | 75.02 |
Balance Sheet and Cash Position
The company's balance sheet showed a total asset base of 93,533.46 (t in crore) as of March 31, 2026, up from 82,496.53 (t in crore) the previous year. Total liabilities stood at 74,102.24 (t in crore).The cash and cash equivalents at the end of the year were 2,482.92 (t in crore) as of March 31, 2026, compared to 2,097.35 (t in crore) the previous year.
The following table summarizes the key assets and liabilities as of March 31 for both the consolidated and standalone reports:
| Item | As at 31-Mar-26 (Consolidated) | As at 31-Mar-25 (Consolidated) | As at 31-Mar-26 (Standalone) | As at 31-Mar-25 (Standalone) |
|---|---|---|---|---|
| TOTAL ASSETS | 93,512.07 | 82,520.36 | 93,533.46 | 82,496.53 |
| Loans (Assets) | 86,433.37 | 74,645.32 | 86,557.96 | 74,767.57 |
| Cash & Cash Equivalents | 2,483.06 | 2,160.38 | 2,482.92 | 2,097.35 |
| TOTAL LIABILITIES | 74,083.82 | 65,401.46 | 74,102.24 | 65,415.19 |
Operational and Financial Updates
Cash Flow:The consolidated statement of cash flows reported that net cash generated from operating activities was (8,983.55) (t in crore) for the year ended March 31, 2026, compared to (8.057.33) (t in crore) the previous year.
Capital Structure:
The company plans to increase its capital through the exercise of stock options, as demonstrated by the allotment of 6,24,535 equity shares of 10 each during the year ended March 31, 2026.
Project Finance:
The company reported that, during the year ended March 31, 2026, it sanctioned one project under implementation, with a total outstanding amount of 220.53 (t in crore) at the end of the quarter.
Dividend Recommendation:
The Board of Directors recommended a final dividend of INR 8 per equity share, subject to the approval of the shareholders at the Annual General Meeting.
PNBHOUSING Stock Price Movement
PNB Housing Finance Limited shares today slipped by 1.85% to settle at ₹906.75. The stock saw heavy trading action, finishing the day on a volume of 1.53 million shares.Source:
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