Mansi Finance Q3 FY26 Net Profit Surges 53% YoY to ₹1.09 Crore; 9M PAT Rises to ₹3.77 Crore

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Chennai, February 15, 2026: Mansi Finance (Chennai) Limited (CIN: L65191TN1994PLC028734) has reported a sharp year-on-year rise in profitability for the quarter ended December 31, 2025, driven by improved operating performance and stable income growth. The Board approved the un-audited financial results at its meeting held on February 14, 2026.
The Chennai-based non-banking financial company continues to operate as a single-segment entity.

Q3 FY26 Financial Performance​

For the quarter ended December 31, 2025, the company reported total revenue of ₹449.81 lakh, compared with ₹294.24 lakh in the corresponding quarter last year, reflecting a growth of 52.87% YoY.
Profit after tax for the quarter stood at ₹109.40 lakh, up 53.08% from ₹170.75 lakh reported in Q3 FY25. On a sequential basis, PAT declined from ₹84.16 lakh in Q2 FY26.

Quarterly Comparison (₹ in lakh)​

ParticularsQ3 FY26Q3 FY25YoY Change
Total Revenue449.81294.24+52.87%
Total Expenses320.4192.50
Profit Before Tax129.40201.74
Profit After Tax109.40170.75
EPS (Diluted)3.094.83
Interest income for the quarter stood at ₹437.71 lakh, forming the bulk of total revenue. Other income contributed ₹12.10 lakh.

Nine-Month Performance (9M FY26)​

For the nine months ended December 31, 2025, total revenue rose to ₹877.06 lakh, compared with ₹830.46 lakh in the corresponding period last year.
Profit after tax for 9M FY26 stood at ₹377.20 lakh, against ₹250.38 lakh in 9M FY25, marking a growth of 50.65% YoY.

Nine-Month Comparison (₹ in lakh)​

Particulars9M FY269M FY25YoY Change
Total Revenue877.06830.46+5.61%
Total Expenses418.30526.08
Profit Before Tax458.77304.38
Profit After Tax377.20250.38+50.65%
EPS (Diluted)10.677.08
The improvement in nine-month profitability was supported by controlled expenses and improved operating leverage.

Expense Overview​

For Q3 FY26:
  • Employee benefit expenses stood at ₹16.94 lakh
  • Finance costs were ₹47.74 lakh
  • Impairment allowance on loans and write-offs was ₹235.11 lakh
  • Other expenditure amounted to ₹18.72 lakh
Total expenses during the quarter aggregated to ₹320.41 lakh.

About the Company​

Mansi Finance (Chennai) Limited is a Chennai-headquartered non-banking financial company engaged primarily in lending and financial services. The company is listed on the Bombay Stock Exchange and operates from its registered office at Kilpauk, Chennai.

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