Loan Growth Outpaces Deposits in Q4 for IDBI, Kotak, and AU SFB

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New Delhi, April 4 IDBI Bank, controlled by LIC, reported a 16 per cent increase in loan growth to ₹2.53 lakh crore for the quarter ended March 2025 on Saturday.

The bank's total advances stood at ₹2.18 lakh crore as of March 31, 2025, IDBI Bank said in a regulatory filing.

The lender reported a 12 per cent rise in total deposits to ₹3.46 lakh crore from ₹3.1 lakh crore at the end of the preceding financial year's fourth quarter.

The bank's total business increased by 14 per cent to ₹6 lakh crore compared to ₹5.28 lakh crore as of March 31, 2025.

Meanwhile, Kotak Mahindra Bank also reported higher credit growth compared to deposit expansion. The bank registered a 16.2 per cent rise in advances to ₹4.95 lakh crore from ₹4.26 lakh crore in the fourth quarter of the previous fiscal year.

The bank reported a 14.7 per cent increase in total deposits to ₹5.72 lakh crore from ₹4.99 lakh crore at the end of FY25's fourth quarter, Kotak Mahindra Bank said in a regulatory filing.

AU Small Finance Bank also reported higher credit growth compared to deposit expansion. The bank posted a 25.1 per cent rise in advances to ₹1.36 lakh crore against ₹1.08 lakh crore in FY25's fourth quarter.

The lender reported a 22.8 per cent increase in total deposits to ₹1.52 lakh crore compared to ₹1.24 lakh crore at the end of FY25's fourth quarter, AU Small Finance Bank (SFB) said in a regulatory filing.
 

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