Karur, January 5, 2026: Karur Vysya Bank has announced a downward revision in its key lending benchmarks, offering relief to borrowers across segments. The bank will reduce its Base Rate by 45 basis points and Benchmark Prime Lending Rate (BPLR) by 45 basis points, with the revised rates coming into effect from January 7, 2026.
Revised Lending Rates
| Nature of Rate | Existing | Revised |
|---|---|---|
| Base Rate | 11.15% | 10.70% |
| BPLR | 16.15% | 15.70% |
Impact on Borrowers
The cut in the Base Rate directly benefits borrowers with legacy loans tied to this benchmark, while the lower BPLR provides pricing headroom for various credit products where lending is referenced to the prime rate. Existing borrowers may see a reduction in interest outgo, subject to loan terms and reset schedules.About Karur Vysya Bank
Karur Vysya Bank is a listed private sector bank in India with a strong presence across retail banking, MSME lending, and corporate banking. The bank operates a wide network of branches and digital channels, focusing on prudent risk management and customer-centric banking solutions.Source:
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