Mumbai, January 15, 2026: Jio Financial Services Limited reported a steady financial performance for the quarter and nine months ended December 31, 2025, supported by higher interest income, growth in fee-based services, and gains from fair value changes, even as expenses rose sequentially.
Q3 FY26 Financial Performance
For the December 2025 quarter, the company posted a profit of ₹268.98 crore, compared with ₹294.78 crore in the corresponding quarter last year and ₹695.04 crore in the September 2025 quarter.Total income for the quarter stood at ₹901.05 crore, nearly doubling from ₹448.89 crore in Q3 FY25, though marginally lower than ₹1,002.40 crore reported in Q2 FY26.
Revenue Mix Highlights (Q3 FY26)
| Particulars | Q3 FY26 (₹ crore) | Q2 FY26 (₹ crore) | Q3 FY25 (₹ crore) |
|---|---|---|---|
| Interest income | 504.14 | 392.37 | 210.07 |
| Fees, commission & services | 182.23 | 139.84 | 36.92 |
| Net gain on fair value changes | 214.53 | 180.21 | 191.36 |
| Total revenue from operations | 900.90 | 981.39 | 438.35 |
Expense Trend
Total expenses during the quarter increased to ₹565.92 crore, compared with ₹130.75 crore in Q3 FY25 and ₹436.50 crore in Q2 FY26. Finance costs rose to ₹212.38 crore, while other expenses stood at ₹227.48 crore, reflecting higher operating scale and business activity.Nine-Month Performance (April–December FY26)
For the nine months ended December 31, 2025, Jio Financial Services reported a profit of ₹1,288.68 crore, marginally lower than ₹1,296.48 crore recorded in the corresponding period last year.Total income for the nine-month period surged to ₹2,522.91 crore, compared with ₹1,560.56 crore in the same period of the previous year, driven by strong growth across interest income, service fees, and fair value gains.
Nine-Month Key Metrics
| Particulars | 9M FY26 (₹ crore) | 9M FY25 (₹ crore) |
|---|---|---|
| Total income | 2,522.91 | 1,560.56 |
| Total expenses | 1,262.93 | 356.17 |
| Profit before tax | 1,573.13 | 1,551.10 |
| Profit after tax | 1,288.68 | 1,296.48 |
About the Company
Jio Financial Services Limited is a listed financial services company engaged in lending, investment, and allied financial activities, with a focus on building a diversified and scalable financial ecosystem in India.Source:
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