Infomerics Upgrades Regency Fincorp Ltd Ratings, Assigns BBB/Stable Rating for Proposed NCDs and Bank Facilities
Regency Fincorp Limited has received credit rating updates from Infomerics Valuation and Rating Limited. The revisions reflect an improvement in the company’s long-term credit standing, with ratings being assigned or upgraded across various instruments including proposed Non-Convertible Debentures (NCDs) and a Proposed Fund Based Banking Facility.Infomerics confirmed that Regency Fincorp Ltd has been granted a "IVR BBB/Stable" rating for its proposed NCDs and the proposed fund based banking facility. The rated facilities were assigned ratings as of July 17, 2026, while certain existing instrument ratings carry an assessment date of July 17, 2027.
The company's long-term credit rating has been improved from "IVR BBB-" to "IVR BBB/Stable."
Summary of Credit Ratings and Assigned Instruments
Infomerics assigned or upgraded various instruments held by Regency Fincorp Ltd. The ratings involve both existing NCDs and proposed financial facilities, as detailed in the table below:| Instrument / Activity | Rating Agency | Credit Rating Assigned | Outlook | Action | Date |
|---|---|---|---|---|---|
| Proposed Fund Based Bank Facilities | Infomerics Valuation and Rating Limited | BBB | Stable | New | 17-07-2026 |
| Proposed NCDs | Infomerics Valuation and Rating Limited | BBB | Stable | New | 17-07-2026 |
| Existing NCD (INE964R07069) | Infomerics Valuation and Rating Limited | BBB | Stable | Upgrade | 17-07-2027 |
| Existing NCDs (Various ISINs) | Infomerics Valuation and Rating Limited | BBB | Stable | Upgrade | 17-07-2027 |
Financial Facility and NCD Details
The rating agency's review covered the operational and financial performance of Regency Fincorp Ltd for FY26 (Audited). Key details regarding the rated instruments are as follows:Banking Facilities Rated:
The company received a Long Term Rating of IVR BBB/Stable from Infomerics. This was against a total bank loan facility amount of Rs 50.00 Crore, with RBI listed as the regulator for this segment.
Non-Convertible Debentures (NCDs):
Infomerics assigned ratings to three series of NCDs totaling 200.00 in volume.
| Instrument | Rating | Regulatory Action | Regulator |
|---|---|---|---|
| Proposed NCDs (Total) | IVR BBB/Stable | Rating Upgraded | SEBI |
| Existing NCD (INE964R07069) | IVR BBB/Stable | Upgrade | SEBI |
| External NCDs (Various ISINs) | IVR BBB/Stable | Assigned | SEBI |
The proposed NCD offering stood at 125.00, while the total volume of newly rated NCDs was reported as 200.00 (Rupees Two Hundred Crore Only).
Regency Fincorp Ltd remains committed to providing necessary information and data updates regarding its facilities, including No Default Statements and quarterly performance results, as required by Infomerics Valuation and Rating Limited.
Stock Price Movement
Regency Fincorp Ltd settled at ₹45.81 on Friday, edging higher after the shares rose by 4.76%. The stock traded throughout the day within an intraday range spanning from a low of ₹43.15 to a high of ₹45.91.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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