Fedbank Financial Services Ltd Announces Q1 Unaudited Results, Achieves Key Ratios as of June 30, 2026
Fedbank Financial Services Limited released its unaudited financial results for the quarter ended June 30, 2026. The Board of Directors approved the results following a review and recommendation by the Audit Committee. These findings were confirmed by KKC & Associates LLP, the company's statutory auditors, who issued a limited Review Report on the results, providing an unmodified opinion.The company's financial performance metrics for the quarter showed key figures across revenue and profit margins, detailed in the financial statements provided.
Financial Performance Snapshot (INR in Lakhs)
| Particulars | Quarter Ended June 30, 2026 | Quarter Ended Mar 31, 2026 | Quarter Ended June 30, 2025 | Year Ended Mar 31, 2026 |
|---|---|---|---|---|
| Total Revenue from Operations | 66,993 | 61,645 | 51,660 | 2,22,360 |
| Total Income | 67,025 | 61,749 | 51,725 | 2,22,661 |
| Total Expenses | 51,677 | 48,259 | 41,690 | 1,76,560 |
| Profit Before Tax (PBT) | 15,348 | 13,490 | 10,035 | 46,101 |
| Net Profit for the Period/Year | 11,438 | 10,053 | 7,501 | 34,360 |
Key Ratios and Stability Metrics
As of June 30, 2026, Fedbank Financial Services Limited reported several key financial ratios reflecting its operational health:| Metric (as on June 30, 2026) | Value |
|---|---|
| Capital to Risk Weighted Assets Ratio (CRAR) | 20.71% |
| Gross Non Performing Assets (GNPA) | 1.55% |
| Net Non Performing Assets (NNPA) | 0.96% |
| Liquidity Coverage Ratio | 157.00% |
| Provision Coverage Ratio (PCR) | 38.36% |
The company reported a Debt to Equity Ratio of 4.89, compared to 3.89 in the previous year and 4.61 as of March 31, 2026. Net worth stood at 3,00,276 INR Lakhs.
Corporate Funding and Utilization Updates
Security Cover:The company secured Non-Convertible Debentures (NCDs) amounting to Rs 29,250 Lakhs outstanding as of June 30, 2026. This amount is secured by a first ranking pari passu charge over eligible receivables and current assets, offering a minimum security cover ratio of 1.1x times the obligations.
Proceeds Utilization:
Regarding the utilization of proceeds from Non-Convertible Debentures (NCDs) raised via Private Placement on March 24, 2026 (ISIN INE 007 N08 031 and INE 007 N08 049), the company reported that both tranches were fully utilized. The Statement of deviation confirmed that there was no deviation in the use or objects of the funds raised against the originally disclosed amounts, which totaled Rs 250 Crores and Rs 200 Crores respectively for the two instruments.
The financial results reflect that the company has not transferred any non-performing assets (NPA) during the quarter ended June 30, 2026, nor acquired any loans through assignment.
FEDFINA Stock Price Movement
Shares of Fedbank Financial Services Limited are edging higher to ₹164.44 as of 12:13 PM, rallying by 6.19% in live trading today. The stock sees robust activity with over 2.2 million shares traded so far in this session.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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