Fedbank Financial Services Reports Audited Results for FY2026, Highlights Growth in Revenue and Net Profit
Fedbank Financial Services Limited today announced the audited financial results for the quarter and the full financial year ended March 31, 2026. The results, which were reviewed and approved by the Board of Directors on April 28, 2026, confirm a strong financial performance across the reported period.The company's statutory auditors, M/s. KKC & Associates LLP, issued an audit report confirming the financial results for the year ended March 31, 2026, with an unmodified opinion.
Financial Performance Highlights
The audited statements detail robust growth in the company's operating income. Total Revenue from Operations for the year ended March 31, 2026, stood at 2,22,360 Lakhs, marking a substantial increase compared to the previous year's figure of 2,06,187 Lakhs.The net profitability for the fiscal year reached 34,360 Lakhs. The earnings per share (EPS) for the year ended March 31, 2026, were reported at 9.20 (Basic) and 9.12 (Diluted).
A comparison of the reported revenue and net profit across the fiscal years and quarters is provided below:
| Particulars (INR in Lakhs) | Mar 31, 2026 (Q) | Dec 31, 2025 (Q) | Mar 31, 2025 (Q) | Mar 31, 2026 (Y) | Mar 31, 2025 (Y) |
|---|---|---|---|---|---|
| Total Revenue from Operations | 61,645 | 55,517 | 53,623 | 2,22,360 | 2,06,187 |
| Interest Income | 58,826 | 52,698 | 49,918 | 2,10,907 | 1,92,458 |
| Fee and Commission Income | 2,513 | 2,381 | 3,260 | 9,669 | 11,171 |
| Total Income | 61,749 | 55,588 | 53,747 | 2,22,661 | 2,07,982 |
| Total Expenses | 48,259 | 43,759 | 43,882 | 1,76,560 | 1,77,607 |
| Profit Before Tax | 13,490 | 11,829 | 9,865 | 46,101 | 30,375 |
| Net Profit/(Loss) for the period | 10,053 | 8,791 | 7,165 | 34,360 | 22,518 |
Capital Structure and Assets
As of March 31, 2026, the company reported total assets amounting to 16,87,478 Lakhs. This represents a notable increase compared to the previous year's total assets of 13,24,970 Lakhs.Key components of the balance sheet include:
| Particulars (INR in Lakhs) | As at March 31, 2026 | As at March 31, 2025 |
|---|---|---|
| Total Assets | 16,87,478 | 13,24,970 |
| Cash and cash equivalents | 1,33,973 | 72,460 |
| Loans | 14,31,885 | 11,64,637 |
| Investments | 40,167 | 40,419 |
| Total Financial assets | 16,56,352 | 12,99,185 |
| Total Non-financial assets | 31,126 | 25,785 |
| Total Equity (Other equity + Equity share capital) | 2,92,610 | 2,54,736 |
| Total Financial liabilities | 13,90,035 | 10,65,102 |
Liquidity and Compliance Ratios
The company reported healthy key ratios, demonstrating stability in its financial position. The Debt-Equity Ratio stood at 4.61 as of March 31, 2026, up from 3.99 the previous year.Other important financial metrics for the period are presented in the table below:
| Ratio | As at Mar 31, 2026 | As at Dec 31, 2025 | As at Mar 31, 2025 |
|---|---|---|---|
| Debt-Equity Ratio | 4.61 | 3.99 | 4.03 |
| Current liability ratio | 0.37 | 0.39 | 0.44 |
| Total debts to total assets | 0.80 | 0.78 | 0.78 |
| Net worth (INR in Lakhs) | 2,92,610 | 2,80,638 | 2,54,736 |
| Sector specific equivalent ratios: | |||
| - CRAR | 22.40% | 20.47% | 21.92% |
| - Gross Non Performing Assets (GNPA) | 1.87% | 2.06% | 2.02% |
| - Net Non Performing Assets (NNPA) | 1.28% | 1.40% | 1.22% |
| - Liquidity Coverage ratio | 152.00% | 152.00% | 149.77% |
Cash Flow Movement
The analysis of cash flow indicates that the company generated cash from operating activities amounting to 11,52,949 Lakhs. The net cash generated from investing activities was 1.857 (3,060), and the net cash from financing activities was 2,30,989. These flows resulted in a closing balance of cash and cash equivalents of 1,33,973 Lakhs as at March 31, 2026.The comprehensive overview of the key financial and corporate activities was detailed in the company's statement of audited assets and liabilities, and the statement of cash flows.
FEDFINA Stock Price Movement
Fedbank Financial Services Limited shares today slipped by 3.89% to settle at ₹151.61. The stock traded on a volume of 1.82 million shares, closing markedly lower than its previous close of ₹157.11.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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