CP Capital Limited Approves Q1 FY27 Results; Recommends Management Appointment and Confirms Loan Write-off

CP Capital Limited Approves Q1 FY27 Results; Recommends Management Appointment and Confirms Loan Write-off

CP Capital Limited Approves Q1 FY27 Results; Recommends Management Appointment and Confirms Loan Write-off​

CP Capital Limited (formerly Career Point Limited) approved its Unaudited Financial Results for the quarter ended June 30, 2026. The results showed strong growth across revenue and profitability compared to the previous quarters. During the Board meeting held on August 14, 2026, the company also addressed corporate governance matters, including the notice of its Annual General Meeting (AGM), the offering of e-voting facility, and the technical write-off of an outstanding loan.

Financial Performance Highlights​

CP Capital Limited posted strong growth in Q1 FY27 compared to Q4 FY26. The company also showed significant improvement in asset quality during the quarter.

Standalone financial performance saw a 102% quarter-on-quarter (QoQ) increase in Profit After Tax (PAT). Consolidated PAT grew by 46% QoQ, while EBITDA grew by 65% on a standalone basis.

A detailed look at the Unaudited Financial Results for the Standalone entity is presented below:

MetricQuarter ended 30.06.2026 (Un-audited)Quarter ended 31.03.2026 (Audited)Quarter ended 30.06.2025 (Un-audited)Year ended 31.03.2026 (Audited)
Revenue from operations1,937.411,290.281,529.586,084.55
Profit Before Tax (PBT)1,535.91818.751,040.154,056.24
Profit After Tax (PAT)1,148.01568.13786.933,158.97

In the consolidated results:

MetricQuarter ended 30.06.2026 (Un-audited)Quarter ended 31.03.2026 (Audited)Quarter ended 30.06.2025 (Un-audited)Year ended 31.03.2026 (Audited)
Total Revenue from Operation2,194.671,847.051,941.767,631.56
Profit Before Tax (PBT)1,787.651,226.601,393.785,379.57
Profit After Tax (PAT)1,331.29913.741,078.014,257.80

Asset Quality and Leverage Ratios​

The company maintained a conservative capital structure, which improved further during the quarter. The Gross NPA Ratio fell to 8.9% as of June 30, 2026, down from 18.76% in the previous quarter.

Key financial metrics pertaining to Asset Quality and Leverage are summarized below:

MetricQuarter ended 31 Mar 2026Quarter ended 30 Jun 2026
Gross Loan Book (in % Cr)442.123942
Gross NPA (Z Cr)79.903521
Gross NPA Ratio18.76%8.9%
Provision on NPA (in % Cr)50.306.50
Net NPA Ratio6.7%7.3%

The Debt-to-Equity ratio stood at 0.14x, indicating a sound capital structure with headroom for further scaling of the loan book.

Corporate Governance and Operational Decisions​

During the board meeting, several key decisions were made regarding corporate governance and operational matters:

Management Appointment: The Board recommended for reappointment Mr. Pramod Kumar Maheshwari (DIN: 00185711) as Chairman, Managing Director, and Chief Executive Officer of the Company for a period of five years, subject to members' approval at the ensuing Annual General Meeting (AGM).

Loan Write-off: The Board approved the technical write-off in the books of account an outstanding loan of 4,397 lakhs due from Proseed Foundation Trust (PFT). This decision was made without prejudice to the company's pending case for recovery against PFT and other recovery measures. The entity is currently subject to a legal proceeding before the Hon’ble District Legal Service Authority in Kota, Rajasthan.

General Meetings and E-Voting:
  • The Board considered and approved the Notice of the 26 Annual General Meeting (AGM) for the financial year ended March 31, 2026, scheduled to be held on Tuesday, September 29, 2026.
  • For the AGM, the Register of Members and Share Transfer Books will remain closed from September 23, 2026, to September 29, 2026 (both days inclusive).
  • The company is offering an e-voting facility to all shareholders from September 25, 2026 (9:00 AM) to September 28, 2026 (5:00 PM), with the cut-off date set for September 22, 2026.

Loan Book Composition and Strategy​

The company’s standalone gross loan book composition as of June 30, 2026 is as follows:

NaturePercentageDescription
Loan Against Property (LAP)48%Secured lending backed by residential/commercial property collateral.
Unsecured Business Loan43%Working-capital funding for MSME and small-business borrowers.
Trade Finance9%Trade finance for wholesale market participants.

The management has stated that digital lending is intended to become the primary growth lever in the medium term, reducing dependence on branch-led origination.

CPCAP Stock Price Movement​

CP Capital Limited sheds ground as of 1:57 PM, with its stock slipping by 2.98% to trade at ₹136 amid the live market session. The company has seen a trading volume of 46,765 shares during this period.
 

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Editorial Note

This news article was written and created by Himanshu, and published on IST.
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