Canara HSBC Life Insurance Reports Q1 FY2026 Results: Gross Premium Income Reaches 204,752 Million Lakhs
Canara HSBC Life Insurance Company Ltd has released its Unaudited Financial Results for the quarter ended June 30, 2026. The company's Board of Directors approved these results during a meeting held on July 20, 2026.The financial statements were reviewed by joint statutory auditors M/s Brahmayya & Co. and M/s Raj Har Gopal & Co., who issued a limited review report without any observations or remarks.
Financial Performance Summary (Q1 FY2026)
The results reflect strong performance across various income streams. Gross Premium Income stood at 204,752 million lakhs for the quarter ended June 30, 2026. Total Income was reported at 362,544 million lakhs.Key figures from the Statement of Reviewed Results are presented below:
| Particular | Q1 FY2026 (Reviewed) | Q4 FY2025 (Audited) | Q1 FY2025 (Audited) | Q4 FY2026 (Audited) |
|---|---|---|---|---|
| Gross Premium Income | 204,752 | 26,879 | 913,740 | 756,480 |
| Total Income | 362,544 | 26,754 | 362,544 | 1,151,485 |
| Net Profit before Tax (line 17) | 427,918 | 136,085 | 362,153 | 1,139,566 |
| Surplus / Deficit | 6,780 | 0.6007 | 301 | 11,019 |
Analytical Ratios and Balance Sheet Status
The company maintained a strong position in key financial metrics as of June 30, 2026. The Solvency Ratio was recorded at 150%. The Expenses of Management Ratio stood at 20.7%, compared to 16.6% for March 31, 2026, and 19.6% for June 30, 2025.The financial health indicators include:
| Financial Metric | Q1 FY2026 (Reviewed) | March 31, 2026 (Audited) | June 30, 2025 (Audited) | March 31, 2026 (Audited) |
|---|---|---|---|---|
| Solvency Ratio | 150% | 150% | 200% | 190% |
| Expense of Management Ratio | 20.7% | 16.6% | 19.6% | 16.7% |
| Policyholder's Liabilities to Shareholders' Fund | 2546.4% | 2801.0% | 2759.7% | 7801.0% |
As of June 30, 2026, the company’s total assets were recorded at 5,001,595 million lakhs. Shareholders' Funds amounted to 163,361 million lakhs.
Segment and Debt Ratios
The segment reporting provides insight into various business lines, with Segment E (Non Linked Participating - Life) showing a surplus of 2,734 million lakhs for the period.Regarding solvency metrics:
- Debt Equity ratio was reported at 0.15 times.
- Debt service coverage ratio (DSCR) stood at 56 times.
- Interest service coverage ratio (ISCR) was recorded at 596 times.
The company also reported zero complaints for investors in all categories, including pending at the beginning of the year and received during the period.
CANHLIFE Stock Price Movement
Canara HSBC Life Insurance Company Limited shares today edged higher to close at ₹149.77, recording a 0.17% gain in post-market trading. The stock recorded a total traded volume of 240,442 shares during the session.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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