Mumbai, January 4, 2026: Bank of Baroda (BSE: 532134 | NSE: BANKBARODA) on Sunday reported steady business expansion for the quarter ended December 31, 2025, with global business rising 12.22% year-on-year to ₹28.91 trillion, supported by healthy growth in advances and deposits across domestic and international operations.
Q3FY26 Business Snapshot
As per the bank’s provisional performance update, global advances grew at a faster pace than deposits, reflecting continued credit momentum during the December quarter.| Particulars | Dec 31, 2024 (Unaudited) | Mar 31, 2025 (Audited) | Dec 31, 2025 (Provisional) | YoY Growth |
|---|---|---|---|---|
| Global Business | ₹25.76 trillion | ₹27.02 trillion | ₹28.91 trillion | 12.22% |
| Global Deposits | ₹14.03 trillion | ₹14.72 trillion | ₹15.47 trillion | 10.25% |
| Global Advances | ₹11.73 trillion | ₹12.30 trillion | ₹13.44 trillion | 14.57% |
Domestic Franchise Shows Strong Traction
The bank’s domestic operations continued to deliver consistent growth, with both deposits and advances posting double-digit expansion on a year-on-year basis.| Domestic Metrics | Dec 31, 2024 | Dec 31, 2025 | YoY Growth |
|---|---|---|---|
| Domestic Deposits | ₹11.76 trillion | ₹13.07 trillion | 11.13% |
| Domestic Advances | ₹9.65 trillion | ₹10.96 trillion | 13.54% |
| Domestic Retail Advances* | ₹2.43 trillion | ₹2.85 trillion | 17.30% |
Retail lending remained a key growth driver, with domestic retail advances expanding at a sharper pace than overall domestic credit, indicating sustained demand across housing, personal loans, and other retail segments.
Growth Led by Credit Expansion
During Q3FY26, Bank of Baroda’s global advances growth of 14.57% outpaced deposit growth of 10.25%, reflecting continued focus on credit expansion while maintaining balance sheet stability. The bank’s global business crossed the ₹28 trillion mark, underscoring scale benefits and improving operating leverage.The figures are provisional and subject to audit or review by the statutory central auditors of the bank.
About the Company
Bank of Baroda is a public sector bank listed on BSE and NSE, with a strong domestic presence and overseas operations across multiple geographies. The bank offers a wide range of retail, corporate, MSME, and international banking products and services, and remains one of India’s largest lenders by business size.Source:
Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
The information provided is for general informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any securities. Readers are advised to rely on their own assessment and judgment and consult appropriate financial advisers, if required, before taking any investment-related decisions.