Bajaj Finserv Ltd. Reports on Sustainability Efforts, Pledges Carbon Neutrality by 2032

Mumbai: Bajaj Finserv Ltd. has released its Business Responsibility and Sustainability Report (BRSR) for the financial year ended March 31, 2026. The report outlines the Group's operational scope, environmental initiatives, commitment to social equity, and governance structure across its diversified financial services ecosystem.

The Company, incorporated in 2007, reported a paid-up capital of ₹160.05 crore. BFS provides essential financial products through various subsidiaries, including Bajaj Finance Ltd. (BFL), Bajaj General Insurance Ltd. (Bajaj General), and Bajaj Life Insurance Ltd. (Bajaj Life). The Group's business activities are primarily channeled into lending and associated financial services, non-life insurance, and life insurance, with each segment contributing approximately 54%, 23%, and 23% of the entity’s turnover, respectively.

Sustainable Operations and Climate Commitment​

A core focus highlighted in the sustainability report is the Group's commitment to environmental stewardship. Bajaj Finserv Ltd. operates a significant portfolio of renewable energy assets, including 138 windmills with a combined capacity of 65.2 MW. These wind turbines generated 90.44 million units of electricity during FY2026, which surpassed the total consumption of the BFS group and reinforced the Group's status as a net generator of clean power within its operations.

The Company has also invested in reducing its environmental footprint through various projects. This includes setting up rooftop solar plants across material entities (BFL, Bajaj General, and Bajaj Life), generating 0.32 million units with an installed capacity of 757 KW as of FY2026. Furthermore, the Group undertook ecological restoration efforts, planting over 2 lakh tree saplings during the year.

Bajaj Finserv Ltd. has formally committed to achieving carbon neutrality in Scope 1 and Scope 2 emissions by FY2032. Management emphasized that continuous decarbonization studies are ongoing, with plans including a mega-forest development feasibility study in Satara, Maharashtra, to enhance biodiversity.

Social Responsibility and Human Capital Development​

The report details robust commitments toward social welfare and employee well-being across the BFS group. The Company’s CSR initiatives concentrate on youth skilling, child health, education, and protection. These efforts are directed at creating a more inclusive and resilient society.

A significant commitment to inclusion was highlighted through operations of Bajaj Finance Ltd. (BFL), which targeted the hiring of over 200 persons with disabilities (PwD) to foster an inclusive work environment.

The Group maintains various internal mechanisms to ensure fair practices, including grievance redressal for employees and customers. The management emphasized that every workplace within the BFS group is committed to being free from violence, harassment, or intimidation.

Environmental Management Metrics​

The operational footprint of the BFS group was assessed through several key metrics:


In terms of water management, the Company consumed 1,231,644 kilolitres in FY2026 and maintains an established rainwater harvesting facility at its head office to reuse collected water for green spaces. While the business does not involve manufacturing activities that create hazardous waste, the Group processes e-waste responsibly, having safely disposed of 8.98 metric tonnes in FY2026.

Stakeholder Engagement and Governance​

BFS group identifies key stakeholders including customers, employees, shareholders, government, and value chain partners. The Company employs a multifaceted approach to stakeholder engagement, ensuring that feedback is incorporated into corporate strategy through various committees. For instance, the material subsidiaries have instituted Board-Level Committees—such as the Customer Service Committee of the Board (CSCB) for lending firms and the Board Policyholder Protection, Grievance Redressal and Claims Monitoring Committee for insurance entities—to ensure high standards of customer service.

The Group’s business practices are governed by a zero-tolerance policy toward unethical conduct, including bribery and corruption. Furthermore, BFS has committed to providing extensive support systems post-employment, with the report noting that all permanent employees receive benefits such as PF, Gratuity, ESI, NPS, and Superannuation.

Assurance Findings​

The Business Responsibility and Sustainability Report for FY2025-26 was assured by SGS India Pvt. Ltd. The assurance included a reasonable level of assurance on the BRSR core indicators and limited assurance on other parameters. A separate GHG inventory assurance was conducted by SGS India, which reported total Scope 1 emissions at 9,398.24 metric tonnes of CO 2 equivalent (tCO 2 e) for FY2026.

BAJAJFINSV Stock Price Movement​

Today, shares of Bajaj Finserv Limited slipped to settle at ₹1854.90 after falling by 1.66% in post-market trading. A total traded volume of 1.44 million shares recorded the session for the company.