Aptus Value Housing Finance Reports Robust Q1 FY27 Results with Strong Growth in Disbursements and Profitability
Chennai: Aptus Value Housing Finance India Limited, a prominent housing finance company, has announced its financial and operational performance for the quarter ended June 30, 2026. The results show continued momentum across key business metrics, with the company recording significant growth in assets and disbursements while maintaining improving profitability ratios.The company reported that AUM stood at 13,648 Crore as of June 30, reflecting a 21% year-on-year increase. Disbursements during Q1 FY27 reached 1,053 Crore, marking a substantial growth of 36% compared to the previous year.
In terms of profitability, Aptus Value Housing Finance India Limited achieved a Net Income Margin of 441 Crore for the quarter, corresponding to a 19% year-on-year increase. The company’s Net Profit for Q1 FY27 was recorded at 261 Crore, also showing a 19% growth compared to Q1 FY26. The company reported RoA and RoE of 7.8% and 20.4%, respectively, among the industry's best performing metrics.
The detailed performance indicators for Aptus Value Housing Finance India Limited during the first quarter are provided in the table below:
| Particulars | Q1 FY27 | Q1 FY26 | ( Cr) Y-o-Y |
|---|---|---|---|
| AUM | 13,648 | 11,267 | 21% |
| Disbursements | 1,053 | 775 | 36% |
| Net Income Margin | 441 | 370 | 19% |
| Net Profit | 261 | 219 | 19% |
| Gross NPA (%) | 1.7% | 1.5% | 21 bps |
| Net NPA (%) | 1.3% | 1.1% | 17 bps |
| Opex (%) | 2.7% | 2.7% | 4 bps |
| RoA (%) | 7.80% | 7.93% | -13 bps |
| RoE (%) | 20.35% | 20.09% | 26 bps |
Commenting on the quarter's performance, Mr. P. Balaji, Managing Director, stated that Q1 FY27 demonstrated enhanced business momentum, driven by the steady execution of strategic growth initiatives alongside ongoing process improvements and technology enhancements.
Mr. Balaji added that the initial strategies set for the year are advancing well, contributing to the company’s growth trajectory. He noted an improvement in the quality of customers being onboarded in line with the strategy. The company has strengthened its presence in Maharashtra and Odisha, where it is observing encouraging business traction, while continuing expansion in existing markets.
Furthermore, branches opened during FY26 are now significantly contributing to business development. During the reporting quarter, Aptus Value Housing Finance India Limited added 33 branches, bringing its total network size to 372.
APTUS Stock Price Movement
Shares of Aptus Value Housing Finance India Limited are gaining momentum in live trading, climbing 1.79% as they trade at ₹282.15 as of 1:36 PM today. The stock shows robust activity amid the session, with 1.25 million shares traded and the equity staying well above its intraday low of ₹277.5.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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